Jan 24, 2014, 5:20 pm
Last edit by: mia
The thread was split on September 24, 2014 for technical reasons. This version of the Wikipost is frozen as of that date. Please click HERE to read the newer posts and the most current Wikipost.
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For questions NOT related to the application process - such as experiences using benefits - refer to the AA forum thread on this card: AA Citibank Executive / AAdvantage World Elite MasterCard (Master Thread)
Recommended Application Procedure:
Clear cache and cookies prior to applying or use an incognito or private browsing session to apply. Opening multiple different apps in different windows or tabs or failing to clear cookies/cache has resulted in people receiving a lesser offer for some Citi cards. [B]We do not know, and Citi has not indicated, how long these offers will last. Citi has left other offers alive for over a year beyond the 'apply by' date in the past. These links could be here all year or gone tomorrow. If the application loads, it is good, based on past Citi applications that survived past the landing page expiration, regardless of any posted or advertised 'apply by' date.
MOST CURRENT LINKS:
As of 8/19/14, the 60K+ links are no longer working, and give the following error:
[This link stopped working for a few days in July but seems to be working again] Many thanks to LM225 - Citi AA Executive Personal Mastercard, 100,000 miles after $10,000 spend in 3 months, Admirals Club access for cardholder and family or cardholder and two guests, up to $200 in statement credits. $450 annual fee, not waived. Landing page no longer loads as of 6/24.
The landing page asks for a first and last name but the application loads with or without the landing page. This is a CHIP and Signature card. If you go through the landing page, please use any referral code given to you by an AC rep.
For alternate 100K links, see Post #6084. https://www.citicards.com/cards/acq/...&screenID=3001
Many thanks to lobo411 - Citi AA Executive Personal Mastercard, 75,000 miles after $7500 spend in 3 months, Admirals Club access for cardholder and family or cardholder and two guests, up to $100 in statement credits. $450 annual fee, not waived. No landing page. This is a CHIP and Signature card. Bonus confirmed in posts 136 and 142. Still working: There is also a public version of this offer Citi AA Mastercard, 75,000 miles, Landing page available here. HT Belllaaa.
Many thanks to cerealmarketer - Citi AA Executive Personal Mastercard, 60,000 miles after $5k spend in 3 months, Admirals Club access for cardholder and family or cardholder and two guests. $450 annual fee, not waived. Landing page available here. This is a CHIP and Signature card. Landing page for 60K for $5K, with $100 statement credit and application.
Current 50K public offer: (Be carefull this link is showing as 30k in citi system, use other link for 50k) Landing page for 50K for $5K spending, no statement credit and application.
New 50k offer:
Landing page for New 50K for $5K spending, no statement credit - Application Link WARNING: This landing page contains the following in the Footnotes: "American Airlines AAdvantage® bonus miles are not available if you have had a Citi Executive® / AAdvantage® World EliteTM MasterCard® opened or closed in the past 18 months." But the app link directly following it goes to a totally different app page, which is reported to be working as usual.
EXPEDITED SHIPPING
While reconsideration/application reps do not seem to be aware of this, these cards are expedited and usually arrive 1-2 days after approval.The CSR will not take a request to expedite the card.
Who is eligible for this card? Anyone as long as you can be approved for the minimum $5K credit line, subject to the standard Citi rules of 1 Citi app or card of any kind per 8 days and 2 Citi cards or apps of any kind per 65 days. It is always advisable to wait 65 days from any type of Citi denial before applying for another Citi card. Many have reported getting approved for this card in spite of having several open AA cards over the past year as well as having previously had this card.
Not sure about the 8 and 65 day rules? If your most recent application for any Citi card is less than click here - 8 days ago, you need to wait. Also, if your previous (second-to-last) Citi application is less than click here - 65 days ago, you need to wait. These are not rules published or known by Citi CSRs but rather based on thousands of Citi card applications and datapoints across several threads.
This card can be churned. Recent datapoints concerning multiple Executive cards include posts 917, 1059 and starting at 1365. For in-depth datapoints and advice on churning Citi cards, read and study the extensive wiki posts in the HH thread and the AA Plat/gold thread. Click the plus on the right hand side of the wiki if you do not see the wiki text. Datapoints for bonus points posting on multiple cards include post 2579.
Getting around the $450 annual fee: Some have been able to meet the spending requirement before the first statement posts and then cancel and have the fee refunded after the miles post. Details and datapoints include starting at post 74. T&C state that the card must be cancelled within 30 days of the fee posting to get it refunded. Potential problems with this plans include a very short (1 week or less) first "month" as well as delays in miles posting which have been reported by several FTers here http://www.flyertalk.com/forum/credi...ost-first.html. YMMV. If paying $250-$450 for a year's access to Admirals Clubs and the 60K-100K miles is a deal breaker, this card may not be for you.
Once you cancel the card (within the 37 day window of AF posting) the refund will post on the account between 1-3 business days.
Retention Bonus Offers: User have been offered the following retention bonus offers when calling to cancel the card:
- 5,000 points + $100 credit with $1,500 spend per month for 3 months 5333
- 2 additional club member passes 6862
- 1,000 bonus miles each month for 16 month, min $1k spend/month 6862
Already a member? If you already purchased an AC membership (for example, using the credit from Amex Plat) and apply and are approved for this card, AA will refund you the pro-rated AF from any time left on your membership.
When do miles post? Usually a few days after your statement closes. In some cases your statement will show the correct miles earned but will show 0 miles reported to AA. In this case see this thread.
Please post more experiences about cancelling to avoid the $450 fee
Helpful points from post #3794 and others, especially for those new to Citi:
1) Citi CSRs are clueless, so disregard everything they say that seems to contradict anything you have read on F/T. And take everything else with a big grain of salt. I was told 3 times VERY CLEARLY "You will not got your annual fee refunded" while I was cancelling, but I did get it.
2a) With Citi, if you are approved for a card, and meet the minimum spend requirement, you will get the bonus listed for the offer you applied for. Every time ! Unlike Chase or AMEX, who will send you a card, wait for you to pay the fee and spend, and then say "sorry, you don't qualify for a bonus". If Citi doesn't intend to give you the bonus, they will just deny your app. They won't even do a pull, they will just instantly deny your app. If they send you the card, and you meet the spend on time, you will get the bonus. My attorney insists I add "that could change tomorrow", but from the Big Bang thru today, that has always been true.
2b) Another helpful post discussing timeframe for meeting min spend: 6279
3) Any expectation that Citi will do things that make sense is just plain silly. They won't.
Admiral Club Access: You do not need to be flying AA that particular day of travel. (Ex: you're flying DL on the day of travel...you could still enter the AC lounge, even though you're not on an AA flight that day.) Beware, though, that individual lounges have individual rules (see the link below). Alternate rules usually come w/ Qantas lounges, not AA lounges. Furthermore, AC access "comes with" US Air access (19 locations). An authorized user does not have AC access unless they are with the primary card holder. The authorized user's card will have the "Admiral Club" language omitted from the back of their card.
For reference, an AC lounge list: http://www.aa.com/i18n/travelInforma...#admirals-club
For questions and discussions on lounge access: Help Desk: Lounge Access and Lounge Access Rules
$200 Statement Credit on any purchase:
Multiple datapoints within this thread as well as multiple confirmations from CSRs say that the $200 statement credit is for any purchase.
Also, please note that these cards do not include the 10% miles rebate offered by some other Citi AA products.
What about the EQM? AA tracks your miles earned on Executive card(s) and adds 10K Elite Qualifying Miles to your EQM balance once you earn 40,000 miles during a calendar year on Executive card(s). Any number of Executive cards can add up to the 40K, and you cannot earn more than 10K EQM each year. No redeemable miles are added, and this is of no consequence or value unless you will also earn at least 15K additional EQM in a given year by flying and 10K will bump you up to the next status level.
Direct phone number to Citi Fraud Prevention department: +18664705331
Concierge service enrollment (allows for electronic requests). Concierge number is +18778812668
Here are the minimum credit limit required amounts in order to keep an account open (for purposes of new card applications and reconsiderations)
Citi Amex 1k (likely citi gold as well)
Citi Visa signature/world MasterCard 3k
Citi World elite Mastercards (including exec) 5k
Advice to those new to citi American Airlines cards,
If you are just starting out please apply and use the lower level citi AA card for a while before moving on to this thread and card. This will help you in the long run in more ways than one. Most of us here have opened and used lower level AA cards before moving on to this thread and card
Also,
Check out this thread
http://www.flyertalk.com/forum/citi-...ost-first.html
-----------------------------------
For questions NOT related to the application process - such as experiences using benefits - refer to the AA forum thread on this card: AA Citibank Executive / AAdvantage World Elite MasterCard (Master Thread)
Recommended Application Procedure:
Clear cache and cookies prior to applying or use an incognito or private browsing session to apply. Opening multiple different apps in different windows or tabs or failing to clear cookies/cache has resulted in people receiving a lesser offer for some Citi cards. [B]We do not know, and Citi has not indicated, how long these offers will last. Citi has left other offers alive for over a year beyond the 'apply by' date in the past. These links could be here all year or gone tomorrow. If the application loads, it is good, based on past Citi applications that survived past the landing page expiration, regardless of any posted or advertised 'apply by' date.
MOST CURRENT LINKS:
As of 8/19/14, the 60K+ links are no longer working, and give the following error:
A system error has caused a delay in processing your application. Please try again later.
[This link stopped working for a few days in July but seems to be working again] Many thanks to LM225 - Citi AA Executive Personal Mastercard, 100,000 miles after $10,000 spend in 3 months, Admirals Club access for cardholder and family or cardholder and two guests, up to $200 in statement credits. $450 annual fee, not waived. Landing page no longer loads as of 6/24.
Current 50K public offer: (Be carefull this link is showing as 30k in citi system, use other link for 50k) Landing page for 50K for $5K spending, no statement credit and application.
New 50k offer:
Landing page for New 50K for $5K spending, no statement credit - Application Link WARNING: This landing page contains the following in the Footnotes: "American Airlines AAdvantage® bonus miles are not available if you have had a Citi Executive® / AAdvantage® World EliteTM MasterCard® opened or closed in the past 18 months." But the app link directly following it goes to a totally different app page, which is reported to be working as usual.
EXPEDITED SHIPPING
While reconsideration/application reps do not seem to be aware of this, these cards are expedited and usually arrive 1-2 days after approval.The CSR will not take a request to expedite the card.
Who is eligible for this card? Anyone as long as you can be approved for the minimum $5K credit line, subject to the standard Citi rules of 1 Citi app or card of any kind per 8 days and 2 Citi cards or apps of any kind per 65 days. It is always advisable to wait 65 days from any type of Citi denial before applying for another Citi card. Many have reported getting approved for this card in spite of having several open AA cards over the past year as well as having previously had this card.
Not sure about the 8 and 65 day rules? If your most recent application for any Citi card is less than click here - 8 days ago, you need to wait. Also, if your previous (second-to-last) Citi application is less than click here - 65 days ago, you need to wait. These are not rules published or known by Citi CSRs but rather based on thousands of Citi card applications and datapoints across several threads.
This card can be churned. Recent datapoints concerning multiple Executive cards include posts 917, 1059 and starting at 1365. For in-depth datapoints and advice on churning Citi cards, read and study the extensive wiki posts in the HH thread and the AA Plat/gold thread. Click the plus on the right hand side of the wiki if you do not see the wiki text. Datapoints for bonus points posting on multiple cards include post 2579.
Getting around the $450 annual fee: Some have been able to meet the spending requirement before the first statement posts and then cancel and have the fee refunded after the miles post. Details and datapoints include starting at post 74. T&C state that the card must be cancelled within 30 days of the fee posting to get it refunded. Potential problems with this plans include a very short (1 week or less) first "month" as well as delays in miles posting which have been reported by several FTers here http://www.flyertalk.com/forum/credi...ost-first.html. YMMV. If paying $250-$450 for a year's access to Admirals Clubs and the 60K-100K miles is a deal breaker, this card may not be for you.
Once you cancel the card (within the 37 day window of AF posting) the refund will post on the account between 1-3 business days.
Retention Bonus Offers: User have been offered the following retention bonus offers when calling to cancel the card:
- 5,000 points + $100 credit with $1,500 spend per month for 3 months 5333
- 2 additional club member passes 6862
- 1,000 bonus miles each month for 16 month, min $1k spend/month 6862
Already a member? If you already purchased an AC membership (for example, using the credit from Amex Plat) and apply and are approved for this card, AA will refund you the pro-rated AF from any time left on your membership.
When do miles post? Usually a few days after your statement closes. In some cases your statement will show the correct miles earned but will show 0 miles reported to AA. In this case see this thread.
Please post more experiences about cancelling to avoid the $450 fee
Helpful points from post #3794 and others, especially for those new to Citi:
1) Citi CSRs are clueless, so disregard everything they say that seems to contradict anything you have read on F/T. And take everything else with a big grain of salt. I was told 3 times VERY CLEARLY "You will not got your annual fee refunded" while I was cancelling, but I did get it.
2a) With Citi, if you are approved for a card, and meet the minimum spend requirement, you will get the bonus listed for the offer you applied for. Every time ! Unlike Chase or AMEX, who will send you a card, wait for you to pay the fee and spend, and then say "sorry, you don't qualify for a bonus". If Citi doesn't intend to give you the bonus, they will just deny your app. They won't even do a pull, they will just instantly deny your app. If they send you the card, and you meet the spend on time, you will get the bonus. My attorney insists I add "that could change tomorrow", but from the Big Bang thru today, that has always been true.
2b) Another helpful post discussing timeframe for meeting min spend: 6279
3) Any expectation that Citi will do things that make sense is just plain silly. They won't.
Citibank Contacts/Resources
- Application status: https://www.accountonline.com/cards/...?screenID=3187
- (800) 695-5171 – Personal Application Status and Reconsideration Line with live rep
- (800) 763-9795 – General Personal Application Inquiries with live rep
- (866) 606-2787 – General Application and Account Questions with live rep
- (888) 201-4523 – Application status
- (866) 606-2961 – Reconsideration Line.
- Twitter : @AskCiti. Very powerful tool.
- Executive Office - useful for getting a more empowered agent for reconsideration purposes: CitiBank Executive Review Department, P.O. Box 6000, Sioux Falls, SD 57117
For reference, an AC lounge list: http://www.aa.com/i18n/travelInforma...#admirals-club
For questions and discussions on lounge access: Help Desk: Lounge Access and Lounge Access Rules
$200 Statement Credit on any purchase:
Multiple datapoints within this thread as well as multiple confirmations from CSRs say that the $200 statement credit is for any purchase.
Also, please note that these cards do not include the 10% miles rebate offered by some other Citi AA products.
What about the EQM? AA tracks your miles earned on Executive card(s) and adds 10K Elite Qualifying Miles to your EQM balance once you earn 40,000 miles during a calendar year on Executive card(s). Any number of Executive cards can add up to the 40K, and you cannot earn more than 10K EQM each year. No redeemable miles are added, and this is of no consequence or value unless you will also earn at least 15K additional EQM in a given year by flying and 10K will bump you up to the next status level.
Direct phone number to Citi Fraud Prevention department: +18664705331
Concierge service enrollment (allows for electronic requests). Concierge number is +18778812668
Here are the minimum credit limit required amounts in order to keep an account open (for purposes of new card applications and reconsiderations)
Citi Amex 1k (likely citi gold as well)
Citi Visa signature/world MasterCard 3k
Citi World elite Mastercards (including exec) 5k
Advice to those new to citi American Airlines cards,
If you are just starting out please apply and use the lower level citi AA card for a while before moving on to this thread and card. This will help you in the long run in more ways than one. Most of us here have opened and used lower level AA cards before moving on to this thread and card
Also,
Check out this thread
http://www.flyertalk.com/forum/citi-...ost-first.html
Citi Executive AA MasterCard [October 2013 - September 2014]
Apr 24, 2014, 3:41 pm
#4981
Join Date: Jun 2006
Location: Near TEB and KLX
Posts: 76
Applied in the evening of 4/21 and was approved immediately. Received the PIN welcome letter today by UPS next day air service, and a welcome email stating that the card will arrive within 24 hours.
EDIT: Well, a couple of hours later FedEx delivered by overnight service the black box with the card.
Time to go spending....
EDIT: Well, a couple of hours later FedEx delivered by overnight service the black box with the card.
Time to go spending....
Last edited by jimbous; Apr 24, 2014 at 5:46 pm Reason: Add
Apr 24, 2014, 3:45 pm
#4982
Join Date: Apr 2014
Location: DFW/LAX
Programs: HH Diamond, AA EXP
Posts: 534
+1. Lots of ways to follow the rules and still abuse the system. Getting 1 card and having annual fee refunded not abuse, but if you did 5 and got all 5 annual fees refunded, you're probably abusing the system, DUCY?
Apr 24, 2014, 3:58 pm
#4983
Join Date: Apr 2010
Location: SFO
Programs: OZ *G; HH Diamond;
Posts: 1,644
Request to move limit not offered
Applied for card #3 today. Got application id and called 800-695-5171.
Agent from MD checked for about 1 minute and came back with an approval.
The limit is 5K. Asked whether I can move limit from other cards and was told the system did not prompt her to move limit so she does not have that choice.
She speculated that it is due to the fact that my #1 card was recently closed.
Anyway, my #2 card will be closed when this #3 is received in a day or two.
Agent from MD checked for about 1 minute and came back with an approval.
The limit is 5K. Asked whether I can move limit from other cards and was told the system did not prompt her to move limit so she does not have that choice.
She speculated that it is due to the fact that my #1 card was recently closed.
Anyway, my #2 card will be closed when this #3 is received in a day or two.
Apr 24, 2014, 4:42 pm
#4985
Join Date: Sep 2013
Programs: AA Lifetime Gold
Posts: 3,677
Apr 24, 2014, 5:53 pm
#4986
Join Date: Jan 2012
Location: Las Vegas
Programs: AAdvantage
Posts: 32
Applied for card #3 today. Got application id and called 800-695-5171.
Agent from MD checked for about 1 minute and came back with an approval.
The limit is 5K. Asked whether I can move limit from other cards and was told the system did not prompt her to move limit so she does not have that choice.
She speculated that it is due to the fact that my #1 card was recently closed.
Agent from MD checked for about 1 minute and came back with an approval.
The limit is 5K. Asked whether I can move limit from other cards and was told the system did not prompt her to move limit so she does not have that choice.
She speculated that it is due to the fact that my #1 card was recently closed.
I haven't closed any cards and was denied the option to move credit.
Apr 24, 2014, 7:34 pm
#4987
Suspended
Join Date: May 2012
Location: ORD
Programs: AA, UA, AS, DL, BA, F9, IHG Plat, HH Gold, CC Gold, SPG Gold, MR Silver
Posts: 1,786
Well, that is your definition of abuse. Another person might think that 1 is abuse, while yet another person thinks that opening/closing 5 is not abuse as it follows T&C's. However, what Citi ultimately decides is abuse is all the really matters...and when/if that happens it will too late for many people.
Apr 24, 2014, 7:52 pm
#4988
Join Date: May 2010
Location: Maui, HI
Posts: 170
Couple of different things, I think, so I'll post my data points. Just applied for #3, on day 65.
First, I got an error code twice when I hit send. On Firefox, it said my session had timed out (within a couple of seconds, not a normal timed out) and on Explorer it said the page was not available. Third time it went through, and I got the please call in now for a decision.
The CSR said I had applied 3 times. When I told her what happened, she said it is a known problem and had already been escalated. After she fixed that (confirmed - 1 hard pull), she explained that I needed to call in so they could establish my credit line. I asked to transfer some from my AA Visa Signature card. No problem. She gave me $5000 additional credit and transferred $7000 from my other card for a total of $12000 on this card.
But, no one above her to make the final decision (double checking her work, she said) because they were on break. I have to wait up to 48 hours for the email, but she thought I'd get it within a couple of hours. Or, she said I can call in later.
First, I got an error code twice when I hit send. On Firefox, it said my session had timed out (within a couple of seconds, not a normal timed out) and on Explorer it said the page was not available. Third time it went through, and I got the please call in now for a decision.
The CSR said I had applied 3 times. When I told her what happened, she said it is a known problem and had already been escalated. After she fixed that (confirmed - 1 hard pull), she explained that I needed to call in so they could establish my credit line. I asked to transfer some from my AA Visa Signature card. No problem. She gave me $5000 additional credit and transferred $7000 from my other card for a total of $12000 on this card.
But, no one above her to make the final decision (double checking her work, she said) because they were on break. I have to wait up to 48 hours for the email, but she thought I'd get it within a couple of hours. Or, she said I can call in later.
Apr 24, 2014, 7:54 pm
#4989
Join Date: May 2010
Posts: 724
Anyone know if the annual fee typically comes after 12 months from approval date, or the start of every calendar year?
I'd like to use the card's Admiral's access for a trip early next year, but it's not worth paying the annual fee twice to me.
I'd like to use the card's Admiral's access for a trip early next year, but it's not worth paying the annual fee twice to me.
Apr 24, 2014, 7:55 pm
#4990
Join Date: Feb 2013
Location: San Antonio
Programs: AS MVP
Posts: 2,276
It is unlikely we will put the questions of 'what is abuse' or 'what will Citi shut me down for' to rest. And that's not necessarily a bad thing, but it is a matter of opinion.
But the answer to this one
is less than 1.
There is a very real risk that does come with the way some have handled these cards. It goes like this: if you trigger a Chase fraud alert due to any unusual purchase or activity, and you have opened several credit cards recently, and your available credit has substantially increased as a result, Chase may decide to shut down all of your accounts, since you fit the profile of a very risky customer. With that in mind, if you recently opened a couple of Executive cards and were given very generous CLs, your best bet may be to reduce those CLs one way or another. Keeping enough credit with Citi to be able to move some to a new account is great, but having way more credit than you need could be a very bad thing.
But the answer to this one
So tell us, are the FT data points for Citi ever having done anything remotely like this greater or lesser than 1?
There is a very real risk that does come with the way some have handled these cards. It goes like this: if you trigger a Chase fraud alert due to any unusual purchase or activity, and you have opened several credit cards recently, and your available credit has substantially increased as a result, Chase may decide to shut down all of your accounts, since you fit the profile of a very risky customer. With that in mind, if you recently opened a couple of Executive cards and were given very generous CLs, your best bet may be to reduce those CLs one way or another. Keeping enough credit with Citi to be able to move some to a new account is great, but having way more credit than you need could be a very bad thing.
Apr 24, 2014, 7:58 pm
#4991
Join Date: Feb 2013
Location: San Antonio
Programs: AS MVP
Posts: 2,276
The annual fees on all other Citi cards are billed every 12 months. I would expect it to post during the same month each year.
Apr 24, 2014, 8:29 pm
#4992
Join Date: Mar 2014
Posts: 197
Does anyone know if the 2x points you get for shopping on AA includes all purchases on AA.com? i.e - If I Book an Alaska Airlines flight on AA.com do I still get 2x points for that using any of these AA cards that advertise 2x points?
Thanks
Thanks
Apr 24, 2014, 9:44 pm
#4993
Formerly known as FTRox87
Join Date: Sep 2012
Location: TX
Programs: AA/US 1M, AS, BA, CX, EK, EY, JL, KE, LH, NH, OS, QF, QR, TG, UA/CO | *$G
Posts: 1,428
I believe as long as it's an AA codeshare, it will be considered an AA purchase.
Apr 24, 2014, 11:12 pm
#4994
Join Date: Aug 2013
Posts: 146
so my statement closed on the 22nd which was also the day the af hit. it was about a week or so after I got my card. But I only hit 9k spend. I just finished and got the full 10k. Is it safe to cancel it now? or should I wait until my statement closes again? which is may 22nd and will be exactly 30 days.
Apr 24, 2014, 11:36 pm
#4995
Join Date: Apr 2010
Location: SFO
Programs: OZ *G; HH Diamond;
Posts: 1,644
I was just surprised that "move credit" was not offered.