Citi rental insurance coverage now PRIMARY (VISA only, NY excluded)
Oct 16, 2011, 12:38 pm
#16
Join Date: Jun 2007
Posts: 1,406
My Citi "Platinum Select AAdvantage" VISA is getting a new set of additional programs and services as of 15 October, according to a letter and its enclosed "Summary of Additional Program Information" (MV5635 09/10).
Reading the section Worldwide Auto Rental Insurance Coverage, it appears that, with the exception of NY Residents, these major changes will be in effect:
Reading the section Worldwide Auto Rental Insurance Coverage, it appears that, with the exception of NY Residents, these major changes will be in effect:
- Insurance is PRIMARY (i.e. not in excess of other insurance you may already have)
- There are no blacklisted countries
- The coverage period has no maximum number of consecutive days
- More types of cars are covered; for example, while they still won't pay out more than $50,000 worth, cars valued at over $50,000 are now covered
I also have a few AMEX, Costco True earn (1% foreign transaction fee), Fidel AMES reward, BlueCash - would any of these serve the purpose better?
Thanks
May 4, 2012, 9:14 am
#17
Join Date: Aug 2010
Posts: 3
Trying to figure out if this applies to my card. It's Citi AAdvantage Platinum Signature Visa, but not Platinum Select. I'm not able to find out anything about this non-Select variant, or whether it's even a different card. I even logged in to citi and looked at benefits, but it's not listed separately there either :-\
May 5, 2012, 7:13 pm
#18
Join Date: Aug 2010
Posts: 3
Trying to figure out if this applies to my card. It's Citi AAdvantage Platinum Signature Visa, but not Platinum Select. I'm not able to find out anything about this non-Select variant, or whether it's even a different card. I even logged in to citi and looked at benefits, but it's not listed separately there either :-\
May 7, 2012, 2:51 pm
#20
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,959
The information at this link indicates that the CDW is secondary:
https://creditcards.citi.com/credit-...l-information/
I think you will have to request another copy of the printed booklet to read the details.
Worldwide Car Rental Loss & Damage Insurance Coverage, which provides coverage in excess of other insurance, is underwritten by Federal Insurance Company, a member insurer of the Chubb Group of Insurance Companies. Certain conditions, restrictions and exclusions apply. Not all vehicles are covered. Details of coverage will be provided upon cardmembership.
I think you will have to request another copy of the printed booklet to read the details.
Sep 29, 2013, 7:13 pm
#21
FlyerTalk Evangelist
Join Date: Aug 2002
Location: Intermountain West
Programs: Too many to list
Posts: 12,089
When did CITI back pedal and change the Visa auto coverage to secondary?
Worldwide Car Rental Loss & Damage Insurance Coverage, which provides coverage in excess of other insurance...
https://www.citi.com/credit-cards/ad...atSelectAAVisa
I've got a large credit on my Citi Plat. Visa and would like to use it to rent a car but won't if the coverage is only secondary. Am i missing something?
Worldwide Car Rental Loss & Damage Insurance Coverage, which provides coverage in excess of other insurance...
https://www.citi.com/credit-cards/ad...atSelectAAVisa
I've got a large credit on my Citi Plat. Visa and would like to use it to rent a car but won't if the coverage is only secondary. Am i missing something?