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40,000 UA Miles, No 1st Yr Annual Fee...

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Old Oct 18, 2005, 9:05 am
  #16  
 
Join Date: Apr 2002
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I wouldn't be too concerned about the six week waiitng period any more. Now that the procedure has been outlined on Flyertalk, it will only be a matter of time before the bank addresses the issue. This reminds of the ChartOne gift card system that everyone advertised on Flyertalk and Fatwallet. It was only a matter of months before Charterone pulled the plug.
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Old Oct 18, 2005, 5:17 pm
  #17  
 
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Originally Posted by TTT103
I wouldn't be too concerned about the six week waiitng period any more. Now that the procedure has been outlined on Flyertalk, it will only be a matter of time before the bank addresses the issue. This reminds of the ChartOne gift card system that everyone advertised on Flyertalk and Fatwallet. It was only a matter of months before Charterone pulled the plug.
I'm not sure that Chase is really on top of things at all, especially not enough to look that deep in to FlyerTalk. I do my regular finances through Chase; it's a miracle to me that they are as large as they are in the first place! I cancelled a card with them 8 months ago, and have since verified it cancelled. However, I've also tried to get them to take the account off of my online banking portal 12+ times...still hasn't been done.
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Old Oct 18, 2005, 7:08 pm
  #18  
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Originally Posted by srfrgirl4
every six weeks?? yikes...I'm guessing you aren't concerned what is happening to your credit rating!!
When I applied the UA card thru the invitation, it took over a month to get my card, eventhough the application was on a website where it asked for the invitation code.

Last edited by Happy; Jul 26, 2006 at 11:42 am
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Old Oct 23, 2005, 8:14 am
  #19  
 
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Waiting period to cancel

Isn't there a six month waiting period to cancel each card?
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Old Oct 23, 2005, 9:46 am
  #20  
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Last edited by Dudemon; Jul 26, 2006 at 1:10 am
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Old Oct 23, 2005, 4:04 pm
  #21  
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At the bottom of the T's and C's here is the 6 month clause


Last edited by Happy; Jul 26, 2006 at 11:43 am
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Old Oct 23, 2005, 6:51 pm
  #22  
 
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Dudemon-- do you cancel each card within six weeks and then apply for another so that you only have one United card at a time? Also why not just go through the link that has no annual fee for the first year on all these cards? Thanks so much for your help. Also thank you Happy for mentioning the T's and C's six month clause--that's what I was referring to--glad that it's not enforced.
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Old Oct 24, 2005, 8:54 am
  #23  
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Last edited by Dudemon; Jun 7, 2006 at 12:37 pm
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Old Oct 24, 2005, 1:59 pm
  #24  
 
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Originally Posted by Happy
I guess it does not matter, especially with the SAME issuer. If they have a credit report on file that is within valid period, they dont pull a new one, thus it would not even have an enquiry on your credit file. I believe that is how Chase does it.
This is true that they do not pull additional reports if they have a valid one on file. However, part of the calculation on your credit score is the average time accounts have been kept open. In other words, your 10+ years account will look much worse with five one-month accounts opened and closed.
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Old Oct 28, 2005, 3:05 am
  #25  
 
Join Date: Oct 2005
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I already have a United Visa. I am thinking about applying for another visa with no annual fee. Do I need to cancel my existing visa card to receive the bonus on the new card?
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Old Oct 28, 2005, 6:35 am
  #26  
 
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gita, I believe you would not only have to have cancelled your current card but you would have had to do so at least 6 months prior to applying for the new one. There appears to be this waiting period before you can again receive miles with a new application for a card.
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Old Oct 28, 2005, 1:49 pm
  #27  
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Last edited by Dudemon; Jun 7, 2006 at 12:38 pm
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Old Oct 28, 2005, 5:09 pm
  #28  
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Last edited by Dudemon; Jul 26, 2006 at 1:11 am
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Old Oct 28, 2005, 5:41 pm
  #29  
 
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Originally Posted by srfrgirl4
every six weeks?? yikes...I'm guessing you aren't concerned what is happening to your credit rating!!
If he's getting approved for a new card every 6 weeks from the same company, his credit rating is just fine.
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Old Nov 1, 2005, 11:38 am
  #30  
 
Join Date: Nov 2005
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Often you can get short-term cards removed from your credit report just by contacting the score people and saying that the card was issued in error. It worked for me
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