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-   -   Chase Private Client (https://www.flyertalk.com/forum/chase-ultimate-rewards/2024035-chase-private-client.html)

Boraxo Jul 31, 2023 11:08 am


Originally Posted by Cliff358 (Post 35459527)
Looking for answers.

Don't know if anybody can answer these questions. I sold my house and put the profits in a Chase Sapphire checking account. I was assigned a Private Client rep but left the state shortly after and never used him. I am currently travelling the U.S. and was wondering if I can just stop in at any location and use the rep there?

Yes, but don't expect anything beyond the usual in branch service. If you get to know your personal rep they can do a few favors (i.e. calling a special line into the service center when your credit card app goes pending) but its not true private client service like JPM customers with $10MM+

emcampbe Aug 2, 2023 12:35 am

Anyone know how long a replacement debit card takes, if done via web /app, for a CPC client?

lost my debit card, am at the end of a trip abroad. I know there is an option to have it rushed, but not sure if one needs to call for that, or can do via web/app. From what I see around, normal is 5-7 biz days, but wondering if that is typical if requested normally. I suspect to get rush, if not, I’d need to call that request in?

honestly, once I’m back in the states, not much need for a rush, as I believe the digital version in my ApplePay should continue to work? But If I can have it waiting on day of return, I wouldn’t complain.

Cliff358 Aug 4, 2023 8:45 am

Thanks Boraxo. I don't really expect much from them but would like to talk to someone.

HawkeyeFlyer Oct 14, 2023 12:04 pm

I have found ZERO benefit in the Private Client Banker. I mean NONE. Some benefits from the account and definitely some from my investment guy but NOTHING from the banker

Boraxo Oct 14, 2023 12:22 pm

Maybe the best CPC benefit was that my calls were always routed to the "executive line" where you typically get excellent US-based customer service (applies to both banking and credit cards). Apologies that I forgot this point.

Dr Jabadski Oct 15, 2023 10:40 pm


Originally Posted by HawkeyeFlyer (Post 35663621)
I have found ZERO benefit in the Private Client Banker. I mean NONE. Some benefits from the account and definitely some from my investment guy but NOTHING from the banker

Agree that CPC bankers have little, if anything, to offer ever since CPC ceased to be an end run around 5/24 about 6 years ago.

Disagree that CPC has zero benefit. I believe that CPC helps in some (unclear/intangible/subtle) way for credit card application approvals. Unfortunately, being opaque, it’s impossible to prove.

StartinSanDiego Oct 19, 2023 6:45 am

I find the fee free ATM transactions to be the biggest CPC benefit. We use the ATM in foreign countries frequently.

richarddd Oct 19, 2023 7:13 am


Originally Posted by StartinSanDiego (Post 35676427)
I find the fee free ATM transactions to be the biggest CPC benefit. We use the ATM in foreign countries frequently.

Chase Sapphire also gives you free ATM transactions.

RedElmo Oct 19, 2023 8:18 am


Originally Posted by richarddd (Post 35676491)
Chase Sapphire also gives you free ATM transactions.

Whats the qualification for sapphire checking account?

mia Oct 19, 2023 8:27 am

See also: https://www.flyertalk.com/forum/chas...-customer.html

scubadu Oct 19, 2023 8:29 am


Originally Posted by RedElmo (Post 35676718)
Whats the qualification for sapphire checking account?

You don't really have to "qualify" for a Sapphire checking account, anyone can open one. That said, they will assess a $25 monthly fee if your combined monthly balance is less than $75K. That $75k can be achieved with other linked accounts, etc.

Not worth it to us, not willing to let $75K languish in a checking account these days.

Regards

RedElmo Oct 19, 2023 9:43 am


Originally Posted by scubadu (Post 35676753)
You don't really have to "qualify" for a Sapphire checking account, anyone can open one. That said, they will assess a $25 monthly fee if your combined monthly balance is less than $75K. That $75k can be achieved with other linked accounts, etc.

Not worth it to us, not willing to let $75K languish in a checking account these days.

Regards


lol I would have been better off letting it sit in a checking than losing it all in this market. Not sure where to park money now.

richarddd Oct 19, 2023 2:05 pm


Originally Posted by RedElmo (Post 35676718)
Whats the qualification for sapphire checking account?

https://account.chase.com/sapphire/brand


Originally Posted by mia (Post 35676747)

The relevant ATM terms for CPC and Sapphire checking appear to be the same: refund ATM fees and no Chase forex rate adjustment.

HawkeyeFlyer Feb 20, 2024 10:06 am


Originally Posted by Dr Jabadski (Post 35666852)
Agree that CPC bankers have little, if anything, to offer ever since CPC ceased to be an end run around 5/24 about 6 years ago.

Disagree that CPC has zero benefit. I believe that CPC helps in some (unclear/intangible/subtle) way for credit card application approvals. Unfortunately, being opaque, it’s impossible to prove.

I have never had an issue getting a credit card approval so never needed them in that regard

HawkeyeFlyer Feb 20, 2024 10:07 am


Originally Posted by RedElmo (Post 35677072)
lol I would have been better off letting it sit in a checking than losing it all in this market. Not sure where to park money now.

Where did you lose all of your money in the market? It has been screaming hot for awhile, you must have had some shaky investments


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