[Rumor] Chase To Add Dining/Delivery Credit To Chase Sapphire Reserve
Mar 25, 2019, 10:45 am
#1
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Join Date: Jul 2003
Location: Florida
Posts: 29,762
[Rumor] Chase To Add Dining/Delivery Credit To Chase Sapphire Reserve
Hope this rumor do not come true.
It will jack up the AF for a dubious "benefit" that many cardmembers cannot / do not use due to geographic locations and health concern, just to name the most obvious.
https://www.doctorofcredit.com/rumor...phire-reserve/
It will jack up the AF for a dubious "benefit" that many cardmembers cannot / do not use due to geographic locations and health concern, just to name the most obvious.
https://www.doctorofcredit.com/rumor...phire-reserve/
Mar 25, 2019, 5:52 pm
#2
Join Date: Apr 2014
Posts: 540
Hope this rumor do not come true.
It will jack up the AF for a dubious "benefit" that many cardmembers cannot / do not use due to geographic locations and health concern, just to name the most obvious.
https://www.doctorofcredit.com/rumor...phire-reserve/
It will jack up the AF for a dubious "benefit" that many cardmembers cannot / do not use due to geographic locations and health concern, just to name the most obvious.
https://www.doctorofcredit.com/rumor...phire-reserve/
Mar 25, 2019, 7:18 pm
#4
Join Date: Aug 2007
Location: Truth or Consequences, NM
Programs: HH Diamond, Marriott Titanium, Hertz President's Circle, UA Silver, Mobile Passport Unobtanium
Posts: 6,192
Mar 26, 2019, 8:07 am
#5
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The good part of the CSR is the $300 Travel Credit is extremely easy to use. Then the rest of $150 is not hard to breakeven provided your trips can use some PP restaurants (and lounges overseas)
This dining / food delivery "benefit" is very silly, and if the AF is raised to cover such "benefit" it is just yet another stealthy devaluation (like not give UR earning on the $300 that offset by the Travel Credit).
Mar 26, 2019, 7:30 pm
#6
Join Date: Jan 2015
Posts: 227
This benefit, as recently implemented on Platinum and Gold, is trash. A lot of unappetizing choices: poor quality take-out food, find your way to the nearest Shake Shack every month, have to manually change the Uber payment method from your saved credit card to Uber cash whenever you want to use the Uber credit, Uber recently decreased their oft-discounted delivery fee and added a service fee that is never discounted... the problems and annoyances are endless.
Mar 27, 2019, 6:12 pm
#7
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Location: San Diego, CA
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What if the dining credit is actually something that comes out of the existing $300 credit? It wouldn't require an AF increase and would be more flexible in that you could spend the $300 on a single GrubHub (for example) transaction if you wanted. The downside, of course, is that we'd likely get 0 UR just like with travel purchases.
Mar 27, 2019, 7:23 pm
#8
Join Date: Nov 2015
Location: St. Louis, MO
Programs: Southwest Companion Pass
Posts: 790
What if the dining credit is actually something that comes out of the existing $300 credit? It wouldn't require an AF increase and would be more flexible in that you could spend the $300 on a single GrubHub (for example) transaction if you wanted. The downside, of course, is that we'd likely get 0 UR just like with travel purchases.
Mar 27, 2019, 8:16 pm
#9
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What if the dining credit is actually something that comes out of the existing $300 credit? It wouldn't require an AF increase and would be more flexible in that you could spend the $300 on a single GrubHub (for example) transaction if you wanted. The downside, of course, is that we'd likely get 0 UR just like with travel purchases.
In short, the downside is not no earning on the spend, but it is a fairly useless benefits for a lot of people.
As long as the AF does not go up it would nut hurt those who dont use or unable to use, such silly benefit.
Unfortunately something has to give, as evidenced by the elimination of the earning on the travel spend that receives the $300 credit.
Mar 28, 2019, 11:36 am
#10
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Location: San Diego, CA
Programs: GE, Marriott Platinum
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Anyway, having the dining credit come out of the same bucket as the travel credit would still let them claim that theirs is better than the Platinum's due to the supposed flexibility alone (even if not many more people can use it, and even if Chase does feel that they need to increase the AF).
Mar 28, 2019, 12:45 pm
#11
Join Date: Jul 2016
Location: Dallas, TX
Programs: WN A-List Pref, Hilton Diamond, Marriott Gold, IHG Plat
Posts: 460
If they did this, they should really just open the qualifying purchases to include dining in addition to travel, rather than add restrictions to only cover GrubHub or similar. Of course, after typing that, I realize that will never happen because it doesn't provide enough additional opportunities for breakage.
Mar 28, 2019, 2:01 pm
#12
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If they did this, they should really just open the qualifying purchases to include dining in addition to travel, rather than add restrictions to only cover GrubHub or similar. Of course, after typing that, I realize that will never happen because it doesn't provide enough additional opportunities for breakage.
So if they make the dining coming out of the travel bucket, reduce the travel down to $200 and dining at $100 - bingo! $100 of the benefit probably would be claimed far far less than the original $300 travel credit - that is how the breakage would work wonder, to the bank.