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2 browser trick for Chase?
Does the 2 browser trick work for getting the Chase Sapphire Preferred & Chase United Mileage Plus Explorer cards, so that I do not get initially rejected for one of them?
I will be doing my first app-o-rama today. Also, is there any particular order that I should be applying for my cards? Here's what I'm getting: - Chase Sapphire Preferred - Chase United Mileage Plus Explorer - Barclay's USAir Mastercard - Hilton HHonors American Express |
There is no need to do the 2 browser trick with the Chase cards. Just make sure you do one right after the other. Odds are you may get declined for one of them but calling the chase reconsideration line is usually VERY helpful.
Just try and do all of the applications within a short period of time. You don't want one credit card company to see that you have a bunch of look ups on your credit. Good luck! |
No. If you did , approval on second one will be delayed by few days. That is assuming you get approved on both.
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Originally Posted by Dad to GO
(Post 19598531)
There is no need to do the 2 browser trick with the Chase cards. Just make sure you do one right after the other. Odds are you may get declined for one of them but calling the chase reconsideration line is usually VERY helpful.
Just try and do all of the applications within a short period of time. You don't want one credit card company to see that you have a bunch of look ups on your credit. Good luck! Thanks. I will try to do all 4 applications within an hour, if possible. |
Originally Posted by emptiness
(Post 19598542)
No. If you did , approval on second one will be delayed by few days. That is assuming you get approved on both.
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You can do it immediately or a day or so later, doesnt matter when you call.
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Originally Posted by joer1212
(Post 19600263)
By the way, if I am denied one of the Chase cards (the United one, since I am applying for this Chase card after the Sapphire), should I call the Chase reconsideration line immediately, within the same day? Does it make a difference if I call a day later, or will this be an additional ding on my credit score?
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Originally Posted by Dad to GO
(Post 19600494)
It won't put another "ding" on your credit. I have had times where I call immediately and they tell me I need to wait 24 hours to call back so it is in the system. Usually if I am not approved right away I wait a day and then call them. You can try calling right away but that's up to you.
I thought that, since the other cards would be approved (counting as one credit pull), and the second Chase card wouldn't, it would be as if I had applied for a bunch of cards on one day, and the Chase card the day after, causing two credit pulls. In other words, you're saying that my application for a card causes a credit pull, whether I get approved or denied? |
Originally Posted by joer1212
(Post 19600263)
By the way, if I am denied one of the Chase cards (the United one, since I am applying for this Chase card after the Sapphire), should I call the Chase reconsideration line immediately, within the same day? Does it make a difference if I call a day later, or will this be an additional ding on my credit score?
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Originally Posted by emptiness
(Post 19601999)
call few days later, next time don't do the 2BM on chase cards. It works well on citi but not chase.
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There is no downside to using 2/3/4bm so why not use it?
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Originally Posted by joer1212
(Post 19601987)
In other words, you're saying that my application for a card causes a credit pull, whether I get approved or denied?
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Originally Posted by Dad to GO
(Post 19605189)
You are correct. Your credit will get pulled when you submit the application. It does not matter if it was approved or denied. However... it looks better on your credit history and future score to have a credit pull and approval vs. a denial.
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Originally Posted by Dad to GO
(Post 19605189)
You are correct. Your credit will get pulled when you submit the application. It does not matter if it was approved or denied. However... it looks better on your credit history and future score to have a credit pull and approval vs. a denial.
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Originally Posted by QL_714
(Post 19606478)
Not sure were you got this info from but not true. They don't match credit pulls up with approval/denial.
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