Jan 11, 2015, 12:04 pm
Last edit by: philemer
Please continue discussion in this thread: [2015 onward]How many Chase cards do you/can you have?
How many Chase cards do you/can you have?
Mar 3, 2011, 1:54 pm
#16
Join Date: Dec 2007
Location: TX
Posts: 212
chase these days generally will not approve you for more than 1 card every 6 months
Mar 3, 2011, 8:26 pm
#17
Join Date: Oct 2006
Location: BUF
Programs: SPG Plt, HHonors Gold, UA Gold, PC Plat, Marriott Gold
Posts: 880
i have a similar credit profile as the OP. I applied for the CO 50k MC on 1/24/11 and was instantly approved. About 5 minutes ago i applied for the PC 80k MC and was also instantly approved
Mar 3, 2011, 9:53 pm
#18
FlyerTalk Evangelist
Join Date: Aug 2002
Location: Intermountain West
Programs: Too many to list
Posts: 12,082
Mar 3, 2011, 10:20 pm
#19
In Memoriam
Join Date: May 2001
Location: Southern California
Programs: Hertz 5 star, Priceline Hotel bidder. AA PLT, 1MM.
Posts: 2,910
I have 2 chase cards that used to be WAMU. Perfect pay history. I keep those for credit history as I applied for them in 2006.
Mar 4, 2011, 6:40 am
#20
Join Date: Oct 2006
Location: BUF
Programs: SPG Plt, HHonors Gold, UA Gold, PC Plat, Marriott Gold
Posts: 880
i'd call them with your reference and see what you can do over the phone. you may have to move some credit lines or cancel one of the cards
Mar 4, 2011, 11:52 am
#21
Join Date: Jul 2003
Location: CT/ Germany - Ich spreche deutsch
Programs: UA 1K, Bonvoy LTTE, HH Dia, HY Expl
Posts: 4,657
Mar 4, 2011, 3:13 pm
#22
Join Date: Mar 2006
Location: RDU
Posts: 812
Oct 9, 2011, 2:48 pm
#23
Join Date: Jun 2010
Programs: American, Delta, United
Posts: 26
Chase-How many accounts are currently allowed?
I have researched similar threads on FT but nothing comes up recently so here goes my question. I'm interested in the new Chase Marriott card offer. I currently have 3 Chase accounts (Priority Club, Sapphire, and Southwest) with about $2,000 per month charged monthly on the three cards. The PC card is old, Sapphire is from the late spring 2011 and the Southwest card is from this summer. How long should I wait to apply for the Marriott card? Will Chase give me 4 accounts (my FICO is 792)? Your help will be greatly appreciated. Happy travels!
Oct 9, 2011, 2:52 pm
#24
Join Date: Mar 2011
Location: ORD
Programs: AA EX PLT, AS MVPG, AR PLT,SPG GOLD
Posts: 138
I have 5 worse case scenerio if you don't get approved one phone called to a Csr and they should be able to move credit lines .
Oct 9, 2011, 2:58 pm
#25
Join Date: Jun 2010
Programs: American, Delta, United
Posts: 26
I have never gone down that path. Is this difficult? Does it impact your credit score to have a card company deny you and then issue the card after a phone call.
Oct 9, 2011, 3:02 pm
#26
Join Date: Mar 2010
Location: Scenic Great Plains USA
Programs: AGR Starwood Whoever I can get points with :D
Posts: 677
I have researched similar threads on FT but nothing comes up recently so here goes my question. I'm interested in the new Chase Marriott card offer. I currently have 3 Chase accounts (Priority Club, Sapphire, and Southwest) with about $2,000 per month charged monthly on the three cards. The PC card is old, Sapphire is from the late spring 2011 and the Southwest card is from this summer. How long should I wait to apply for the Marriott card? Will Chase give me 4 accounts (my FICO is 792)? Your help will be greatly appreciated. Happy travels!
Oct 9, 2011, 3:20 pm
#27
Join Date: Jan 2010
Posts: 1,708
It is completely a YMMV situation. What I was told was that for ME, I could be allowed no more than two "new" cards every 6 months. So, if you are denied, just call the reconsideration line, and it should have no effect on your credit score any more than just a "new" credit card (hard pull, new account, lower average age of accounts, etc.)
I got four Chase cards in the last year. If you get a denial, call the reconsideration line and offer to lower the limit on one of your other cards or close one of your other cards and they should be happy to do that and approve the new card. Of course YMMV. Works for most.
Oct 9, 2011, 3:23 pm
#28
Join Date: Jan 2007
Programs: Many
Posts: 335
I have researched similar threads on FT but nothing comes up recently so here goes my question. I'm interested in the new Chase Marriott card offer. I currently have 3 Chase accounts (Priority Club, Sapphire, and Southwest) with about $2,000 per month charged monthly on the three cards. The PC card is old, Sapphire is from the late spring 2011 and the Southwest card is from this summer. How long should I wait to apply for the Marriott card? Will Chase give me 4 accounts (my FICO is 792)? Your help will be greatly appreciated. Happy travels!
Oct 9, 2011, 6:48 pm
#29
Join Date: Sep 2011
Location: SHV
Programs: Nada :(
Posts: 109
I have 4 Accounts right now and the CSR told me that I would have no problem getting the Mariott card for my 5th chase account, even without moving credit around. I have about a 750 score and I was spending $3-5k a month between my chase cards. On the other hand literally 18 months ago they wouldn't give me a $500 card for my business so I don't know what their criteria really are, but they seem to me to be super strict, or super lenient.
Oct 9, 2011, 7:19 pm
#30
Join Date: Jul 2007
Location: Atlanta
Posts: 229
Currently have 5 Chase accounts. Was surprised I didn't even have to call for the last one. - Although the two before that I did.