Mar 1, 2014, 10:08 am
Last edit by: MDtR-Chicago
This thread is for Chase CLI experiences and questions ONLY. For other card issuers, see this thread:
Credit Limit Increase / CLI - Experiences and Questions [2013-]
Credit Limit Increase / CLI - Experiences and Questions [2013-]
Chase Credit line increases / CLI [Consolidated]
Jul 29, 2013, 9:32 pm
#48
Join Date: Jul 2013
Posts: 12
Thanks for replying. I know that listing assets helped with Amex, I guess if Chase calls me, maybe that would help with them too. My CSP isn't my primary everyday card, but I've still managed to spend about 15K through it since I opened it back in October. I can push quite a bit more spend through it for a while and try again later if this doesn't work out. I really like this card. Just calling customer service and not having to press any buttons to talk to a person is worth the $95 annual fee, imo. I wish at least the chip+sig was available for this card.
Jul 29, 2013, 10:57 pm
#49
Join Date: Aug 2012
Location: BOS
Programs: Chase Ultimate Rewards
Posts: 624
Jul 30, 2013, 9:00 am
#50
Join Date: Nov 2010
Location: Traveling some where hopefully
Programs: AS, AA Gold, and Hilton
Posts: 1,954
Aug 1, 2013, 11:32 am
#52
Join Date: Jun 2013
Location: Texas
Posts: 58
Aug 4, 2013, 9:26 pm
#53
Join Date: Nov 2010
Location: Traveling some where hopefully
Programs: AS, AA Gold, and Hilton
Posts: 1,954
Jan 27, 2014, 9:36 pm
#54
Join Date: Mar 2012
Location: SAN
Posts: 1,396
Got an interesting e-mail from Chase last night:
I'm trying to figure out why I got this e-mail. Part of me wonders if my MS has lead Chase to believe my income has increased, and they want to verify the same. This is also my lowest credit line with Chase. I don't think I'll do anything with it, but it is interesting none the less.
Dear CFFrost,
As one of our best customers, we’re offering you a fast and hassle-free way
to increase the credit line* on your United MileagePlus® Credit Card.
Here's how easy it is to request your credit line increase:
1. Log in to our secure website by January 31, 2014
2. Enter your annual income
3. Get an instant decision
It’s really that simple. There’s no hassle or credit report check!
As one of our best customers, we’re offering you a fast and hassle-free way
to increase the credit line* on your United MileagePlus® Credit Card.
Here's how easy it is to request your credit line increase:
1. Log in to our secure website by January 31, 2014
2. Enter your annual income
3. Get an instant decision
It’s really that simple. There’s no hassle or credit report check!
Jan 27, 2014, 10:48 pm
#55
Join Date: Oct 2013
Location: PHX, ORD, MDW
Programs: WN A-List, Hilton Gold, Marriott Gold, National Executive Elite
Posts: 292
Got this email from Chase last night. My Freedom was the first card I opened with Chase several years ago and thus has a relatively low limit (I've never requested a credit limit increase on it). I have since opened a SW Premier Visa and a CSP, both with $12,000+ limits. I went ahead and requested this "hassle-free" credit limit increase on my Freedom today and only received a $1,000 bump. Better than nothing, I guess.
Jan 27, 2014, 11:13 pm
#56
Join Date: Mar 2012
Location: SAN
Posts: 1,396
Got this email from Chase last night. My Freedom was the first card I opened with Chase several years ago and thus has a relatively low limit (I've never requested a credit limit increase on it). I have since opened a SW Premier Visa and a CSP, both with $12,000+ limits. I went ahead and requested this "hassle-free" credit limit increase on my Freedom today and only received a $1,000 bump. Better than nothing, I guess.
Jan 28, 2014, 8:15 pm
#57
Join Date: Oct 2013
Posts: 920
Does requesting a CLI usually involve a hard pull? Seems like in those emails, Chase just wanted a confirmation of income.
Jan 28, 2014, 10:31 pm
#58
Join Date: Aug 2012
Location: BOS
Programs: Chase Ultimate Rewards
Posts: 624
Feb 3, 2014, 2:08 pm
#59
Join Date: Jul 2013
Posts: 51
CLI decline ?
I got a "pending" for requesting a credit limit increase for chase sapphire preferred. They said I would receive a letter in the mail 7 - 10 business days.. Is this just a polite way of saying declined or are they seriously considering ?
Feb 3, 2014, 2:39 pm
#60
Join Date: May 2010
Location: Rockin' the Bakken
Programs: Several
Posts: 978
One of my credit cards with Chase went from 5K to 7.5K recently without me requesting a CLI. I also have not updated my income with them for anything. I'm thinking it may have been due to my high balances on the card, but I could be totally green on that.