Any reason to keep multiple Chase cards?
#1
Original Poster
Suspended
Join Date: Oct 2004
Location: Bay Area
Programs: DL SM, UA MP.
Posts: 12,724
Any reason to keep multiple Chase cards?
In the last year, I got the Chase OnePass, Mileage Plus and Sapphire Preferred, all for the miles and points.
I am with UA MP and do most spending on Sapphire Preferred (for dining and travel and zero forex).
So no reason to pay $95 to keep the OnePass (which should be the first one to cancel anyways, since OnePass is no more and it'll come up due first for renewal) or MP that I can see. I plan to make status on UA so priority boarding and no baggage fees shouldn't be an issue.
Anything I may be overlooking?
I am with UA MP and do most spending on Sapphire Preferred (for dining and travel and zero forex).
So no reason to pay $95 to keep the OnePass (which should be the first one to cancel anyways, since OnePass is no more and it'll come up due first for renewal) or MP that I can see. I plan to make status on UA so priority boarding and no baggage fees shouldn't be an issue.
Anything I may be overlooking?
#2
Join Date: Feb 2012
Location: LAX
Programs: AA, TY, UR, UA, US, WN, MR, SPG
Posts: 1,453
I'd definitely cancel the OP card, like you said. The status would make up for the benefits of the UA card, so if you're not planning to spend on it, there isn't much reason for it, either. Depending on your credit, etc, though, you might want to wait the 10-11 months, just to diminish the impact on your AAoA
#6



Join Date: Sep 2002
Location: Thousand Oaks, Ca., USA
Programs: AA Lifetime Plat; Bonvoy Titanium Lifetime Elite;Hyatt Globalist; HHonors Diamond; United Silver
Posts: 9,979
I suggest considering getting the Chase Ink card before cancelling another Chase card (for the bonus). Sometimes, they will only give you a new card if you reduce credit line on, or close, another card. The card you want to cancel is a good bargaining chip in that scenario.




