Last edit by: beltway
The thread (and wiki) you should be reading instead of this one is Applying for Chase Credit Cards- May 2015-Present. Do yourself a favor and go there now.
Chase application pending review [Consolidated]
#1
Original Poster
Join Date: Apr 2012
Posts: 3
Chase application pending review [Consolidated]
Hi all, I'm new here and this is my first post. Wish I post it at the right place.
25th morning I applied the chase ua mileage credit card, and it's status is pending until now. Before I applied chase sapphire preferred and southwest on 9th and 23rd this month, which are instantly approved.
Based on this situation, do i need to call later next week if I haven't heard from chase or now. Does pending means unsuccessful application or just under review? Is it usual for application of the Chase UA card pending for a while?
thanks
25th morning I applied the chase ua mileage credit card, and it's status is pending until now. Before I applied chase sapphire preferred and southwest on 9th and 23rd this month, which are instantly approved.
Based on this situation, do i need to call later next week if I haven't heard from chase or now. Does pending means unsuccessful application or just under review? Is it usual for application of the Chase UA card pending for a while?
thanks
#2
Join Date: Jul 2011
Location: NYC
Programs: All of them...
Posts: 382
Welcome to FT!
You will get a letter in the mail (or sometimes someone will call you by phone) regarding your application if you are denied. A letter will have a ref # and then you will need to call 888-270-2127 for the Application reconsideration dept.
You will get a letter in the mail (or sometimes someone will call you by phone) regarding your application if you are denied. A letter will have a ref # and then you will need to call 888-270-2127 for the Application reconsideration dept.
#3
Join Date: Feb 2012
Location: LAX
Programs: AA, TY, UR, UA, US, WN, MR, SPG
Posts: 1,453
Hi all, I'm new here and this is my first post. Wish I post it at the right place.
25th morning I applied the chase ua mileage credit card, and it's status is pending until now. Before I applied chase sapphire preferred and southwest on 9th and 23rd this month, which are instantly approved.
Based on this situation, do i need to call later next week if I haven't heard from chase or now. Does pending means unsuccessful application or just under review? Is it usual for application of the Chase UA card pending for a while?
thanks
25th morning I applied the chase ua mileage credit card, and it's status is pending until now. Before I applied chase sapphire preferred and southwest on 9th and 23rd this month, which are instantly approved.
Based on this situation, do i need to call later next week if I haven't heard from chase or now. Does pending means unsuccessful application or just under review? Is it usual for application of the Chase UA card pending for a while?
thanks
As the above poster said, most likely they will initially deny you. you can call the reconsideration line and make a case for why they should approve you. 3 cards in one month is difficult from the same bank, though, so you may have a hard time getting them to approve it.
#4
Original Poster
Join Date: Apr 2012
Posts: 3
can i move some credit from the other two cards to the new one. How should i convince them to approve that. thanks!
#5
Join Date: Sep 2011
Posts: 143
I would call right now and see what they can do. No need to wait for the letter. If you read some of the other posts, you'll notice that some even call as quickly as one hour after applying.
#6
FlyerTalk Evangelist
Join Date: Jul 2003
Location: Florida
Posts: 29,762
With your rapid fire way of applying cards - especially you are totally new to Chase, i.e. the bank does not know you at all, you will need a very good story to convince the bank WHY you need the 3rd card. Before you call them, get your ducks in a row, as well as be prepared if Chase tell you you can only choose 2 out of the 3, you know how to answer and the answer better not to contradict the song and dance you do for the 3rd card approval.
Having cards approved by Chase does not necessarily mean the coast is clear.
Read the latest horror story on this thread to get a glimpse on what might entail when people being too aggressive in getting Chase cards.
http://www.flyertalk.com/forum/miles...s-balance.html
Read Post 68 before the OP edited it out.
#7
Join Date: Oct 2002
Posts: 676
Hi all, I'm new here and this is my first post. Wish I post it at the right place.
25th morning I applied the chase ua mileage credit card, and it's status is pending until now. Before I applied chase sapphire preferred and southwest on 9th and 23rd this month, which are instantly approved.
Based on this situation, do i need to call later next week if I haven't heard from chase or now. Does pending means unsuccessful application or just under review? Is it usual for application of the Chase UA card pending for a while?
thanks
25th morning I applied the chase ua mileage credit card, and it's status is pending until now. Before I applied chase sapphire preferred and southwest on 9th and 23rd this month, which are instantly approved.
Based on this situation, do i need to call later next week if I haven't heard from chase or now. Does pending means unsuccessful application or just under review? Is it usual for application of the Chase UA card pending for a while?
thanks
#8
Original Poster
Join Date: Apr 2012
Posts: 3
If so, which should I keep,UA or southwest. Also, someone told me if you get too much cards approved, there might be some potential risk to close the accounts. I just wander if I cancel southwest, do I need to pay the fee 69 dollars
and next time can I get a bonus when I apply the southwest card.
Last edited by kevin1117cn; Apr 27, 2012 at 1:27 am
#9
Join Date: Oct 2002
Posts: 676
Yes,you are right.they said I can only get 2 cards of the3 in a month. I guess I can't convince them break the rule. Is anyone can offer a good example to argue? A good reason for the third card.
If so, which should I keep,UA or southwest. Also, someone told me if you get too much cards approved, there might be some potential risk to close the accounts. I just wander if I cancel southwest, do I need to pay the fee 69 dollars
and next time can I get a bonus when I apply the southwest card.
If so, which should I keep,UA or southwest. Also, someone told me if you get too much cards approved, there might be some potential risk to close the accounts. I just wander if I cancel southwest, do I need to pay the fee 69 dollars
and next time can I get a bonus when I apply the southwest card.
#10
Join Date: Aug 2004
Programs: AA (EP), Hilton (Diamond), Marriott Bonvoy (Titanium)
Posts: 8,937
Today I saw this post and called the reconsideration line. The agent saw the pending application, took some information she said was missing (which I don't understand since I filled out the application completely), shifted some credit from some old accounts I'd forgotten about, and approved me.
#11
Join Date: Aug 2011
Programs: okay
Posts: 67
If you have good reason (one hotel, 2 airline because you fly and stay at those places) then you're good. And since you were approved that makes sense...good job!
#12
Join Date: Jun 2008
Location: PDX
Programs: OnePass, MilesPlus, AAdvantage, SkyMiles (unfortunately), PC Plat, HH Silver, Marriott Aluminium
Posts: 739
As long as you have something to deal with you never know what you can get. I just got off the phone with the Chase reconsideration line to get a Southwest card approved after getting a United Explorer and Marriott about 21 days ago. So 3 in 3 weeks is possible. I was pretty confident about the third one as I had my British Airways card to trade. Not a problem.
#13
Join Date: Jul 2001
Programs: Marriott LT Tit; Hyatt Explorist; Hilton CC Gold; IHG CC Plt; Hertz (MR) 5 star
Posts: 5,536
No appproval after two weeks - suggestions?
I applied for - and got approved for - Chase Southwest Visa and Chase Priority Club Visa within 24 hours of each other. Priority Club was instant approval; Southwest stated that they'd get back to me. I cancelled my Chase Amazon Visa and a day or two later was approved for the Southwest Visa.
Different story for my wife who has similar credit scores as me.
Wife applied for only the Priority Club Visa and still hasn't gotten a response; Chase states it's still pending. This morning, we cancelled her Chase Amazon Visa (never used).
One caveat - we put down a smaller income on her credit application than on mine. Should we have combined our incomes on the application?
Should I call the reconsideration line to get her credit card approved?
Different story for my wife who has similar credit scores as me.
Wife applied for only the Priority Club Visa and still hasn't gotten a response; Chase states it's still pending. This morning, we cancelled her Chase Amazon Visa (never used).
One caveat - we put down a smaller income on her credit application than on mine. Should we have combined our incomes on the application?
Should I call the reconsideration line to get her credit card approved?
#14
Join Date: Feb 2012
Posts: 731
No appproval after two weeks - suggestions?
Call reconsideration. They may shift your wife's credit limits around to get her approved. Good luck!
#15
Join Date: Jul 2009
Location: SEA
Posts: 2,556
I would have. It seems that you live in Arizona; it is a "community property" state. See post #1229 here: http://www.flyertalk.com/forum/miles...l#post18523500