JP Morgan Palladium Card
Apr 4, 2013, 8:32 pm
#1381
Join Date: Feb 2010
Location: US
Programs: (PM)AA SPG (Marriott), Hilton
Posts: 1,040
1. This card is NOT made with 1oz of Palladium and the actual palladium content in the card is a trace amount making the card closer in composition to stainless steel. The card itself has a value of less than $8.00 if you were to melt it down for scrap. If anyone else has information to the contrary, please do share.
The bottom line here is that any exclusivity around the card is, in my opinion, smoke and mirriors. Chase is looking to create the same aura around one of their products as Amex created when they launched the Centurion Card. Time, WSJ and other reputable news sources published articles about the Palladium Card which were filled with misinformation and outright falsehoods.
On the the Centurion card, story is, the aura and rumors started first, and AMEX decide to make it come true. http://www.snopes.com/business/bank/blackcard.asp
No wonder that Chase, Citi and everyone else tried to do the same.
Welcome to FT.
Apr 8, 2013, 12:01 pm
#1382
Join Date: Jan 2005
Programs: WOH (G)lobotimized, SPG Tarnished Gold
Posts: 498
Recent experience with downgrade to JPM Select?
My card is coming up for renewal shortly, and, as with a number of you, I'm finding it difficult to justify staying on board.
I just called the executive line to inquire about downgrade options (i.e., JPM Select) and was told that they could not even consider doing this until after I've had the Palladium card for one year. What's more, when I asked about the certainty of being able to perform the conversion after that year and getting a refund on the Palladium fee, the agent and their supervisor were at best non-committal.
This continues for me a long-running theme of dubious support and benefits with the card. My inclination is to cut bait and not even bother with another Chase card (I already have a Bold Ink).
Has anyone had recent experience in downgrading their Palladium to a JPM Select?
I just called the executive line to inquire about downgrade options (i.e., JPM Select) and was told that they could not even consider doing this until after I've had the Palladium card for one year. What's more, when I asked about the certainty of being able to perform the conversion after that year and getting a refund on the Palladium fee, the agent and their supervisor were at best non-committal.
This continues for me a long-running theme of dubious support and benefits with the card. My inclination is to cut bait and not even bother with another Chase card (I already have a Bold Ink).
Has anyone had recent experience in downgrading their Palladium to a JPM Select?
Apr 9, 2013, 5:54 pm
#1383
Join Date: Jun 2005
Programs: SPG
Posts: 194
Just another data point...
Called today to see about renewing my GHA Black membership which expires end of month. Was informed that all memberships (hotel and airline) renew automatically if there has been any usage with the program.
On another note, the GHA membership has really impressed me. Use it often in STL and Denver and have received guaranteed upgrades at booking (booked through concierge and hotel locally), comped rooms, meals, etc... It is almost like some properties rarely see Black level members.
Called today to see about renewing my GHA Black membership which expires end of month. Was informed that all memberships (hotel and airline) renew automatically if there has been any usage with the program.
On another note, the GHA membership has really impressed me. Use it often in STL and Denver and have received guaranteed upgrades at booking (booked through concierge and hotel locally), comped rooms, meals, etc... It is almost like some properties rarely see Black level members.
Apr 9, 2013, 8:29 pm
#1384
Join Date: May 2012
Posts: 129
You only keep Black status if you have enough qualifying stays? It's not black status for as long as you have the card?
Apr 10, 2013, 7:27 am
#1386
Join Date: Dec 2010
Location: New York, NY
Programs: JPMorgan Palladium, AMEX MR, Krisflyer, M&M, United, SPG Gold
Posts: 113
Regarding getting ATM cash from foreign countries and not paying any ATM fees or conversion fees in doing so, Private Banking clients have this feature already, so no reason to use "Schwab" or "UBS." I assume the reason this isn't a feature of the Palladium card is that it would be duplicative of something already offered by the Private Bank.
Apr 10, 2013, 12:20 pm
#1387
Join Date: May 2011
Location: ORD
Programs: AA LTG, Marriott LTP. 50% Delta LTS, Working on Hyatt LTD
Posts: 676
Regarding getting ATM cash from foreign countries and not paying any ATM fees or conversion fees in doing so, Private Banking clients have this feature already, so no reason to use "Schwab" or "UBS." I assume the reason this isn't a feature of the Palladium card is that it would be duplicative of something already offered by the Private Bank.
)The point is that the Palladium doesn't have this feature as built in; I'd argue it should since UBS's equivalent card does... If the Palladium wasn't a shiny piece of kit (importantly) with an EMV chip then the UBS offering is superior.
Apr 10, 2013, 3:31 pm
#1388
Join Date: May 2011
Posts: 110
My card is coming up for renewal shortly, and, as with a number of you, I'm finding it difficult to justify staying on board.
I just called the executive line to inquire about downgrade options (i.e., JPM Select) and was told that they could not even consider doing this until after I've had the Palladium card for one year. What's more, when I asked about the certainty of being able to perform the conversion after that year and getting a refund on the Palladium fee, the agent and their supervisor were at best non-committal.
This continues for me a long-running theme of dubious support and benefits with the card. My inclination is to cut bait and not even bother with another Chase card (I already have a Bold Ink).
Has anyone had recent experience in downgrading their Palladium to a JPM Select?
I just called the executive line to inquire about downgrade options (i.e., JPM Select) and was told that they could not even consider doing this until after I've had the Palladium card for one year. What's more, when I asked about the certainty of being able to perform the conversion after that year and getting a refund on the Palladium fee, the agent and their supervisor were at best non-committal.
This continues for me a long-running theme of dubious support and benefits with the card. My inclination is to cut bait and not even bother with another Chase card (I already have a Bold Ink).
Has anyone had recent experience in downgrading their Palladium to a JPM Select?
Apr 10, 2013, 9:33 pm
#1389
Join Date: Apr 2013
Location: FLL ✈ ZRH ✈ MSP ✈✈✈✈
Programs: AMEX DL Reserve ✈ DL Diamond Medallion ✈ Marriott ✈ NWA
Posts: 156
I would like to apply for the Chase Palladium card. I have 2 Chase Cards 1 is a Chase Freedom Signature and a Slate card. I would like to apply for this card. I just pulled my credit Equifax 780? Experian 784 and TU 788. I don't have a Private Banker or Lots of money in the bank. What are the chances of getting this?
The only banker I have is when I go into the branch and deposit money.
The only banker I have is when I go into the branch and deposit money.
Apr 10, 2013, 11:45 pm
#1390
Join Date: Apr 2005
Location: Dallas, TX
Posts: 447
I am up for renewal and planning to visit the local CPC where I have trolled casually in the past. If the banker can do it then great, if not so long Pd, hello Select.
Apr 11, 2013, 7:55 am
#1391
Join Date: Apr 2012
Location: DEN
Programs: UA 1K, Marriott Plat, Hertz PC, Global Entry, CLEAR
Posts: 285
I would like to apply for the Chase Palladium card. I have 2 Chase Cards 1 is a Chase Freedom Signature and a Slate card. I would like to apply for this card. I just pulled my credit Equifax 780? Experian 784 and TU 788. I don't have a Private Banker or Lots of money in the bank. What are the chances of getting this?
The only banker I have is when I go into the branch and deposit money.
The only banker I have is when I go into the branch and deposit money.
Apr 11, 2013, 10:22 am
#1392
Join Date: Apr 2013
Location: FLL ✈ ZRH ✈ MSP ✈✈✈✈
Programs: AMEX DL Reserve ✈ DL Diamond Medallion ✈ Marriott ✈ NWA
Posts: 156
I called a local branch earlier. They said to call a Private Banker. I called the Private Banker. I inquired about the Palladium. I said my Credit Scores are in the 780's. I make about 80,000 wife is about 40,000.
He suggested a Sapphire Preferred Signature instead. He said a lot of people who have the Palladium don't like it.
Apr 11, 2013, 11:46 am
#1393
Join Date: Sep 2011
Location: IAH
Posts: 362
Have they stopped taking applications in branches? Can't tell where I saw it but it was posted that they had taken down the online application but one could still apply in the branch.
I am up for renewal and planning to visit the local CPC where I have trolled casually in the past. If the banker can do it then great, if not so long Pd, hello Select.
I am up for renewal and planning to visit the local CPC where I have trolled casually in the past. If the banker can do it then great, if not so long Pd, hello Select.
http://www.flyertalk.com/forum/19494417-post44.html
Unfortunately, it's about six months out of date so I don't know if anything's changed.
Apr 11, 2013, 11:51 am
#1394
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,965
http://www.flyertalk.com/forum/20516718-post6.html
Apr 11, 2013, 1:20 pm
#1395
Join Date: Feb 2012
Posts: 731
I would like to apply for the Chase Palladium card. I have 2 Chase Cards 1 is a Chase Freedom Signature and a Slate card. I would like to apply for this card. I just pulled my credit Equifax 780? Experian 784 and TU 788. I don't have a Private Banker or Lots of money in the bank. What are the chances of getting this?
The only banker I have is when I go into the branch and deposit money.
The only banker I have is when I go into the branch and deposit money.