C1 Venture X CDW car rental coverage
Jan 12, 2022 | 6:59 am
#1
Original Poster
Join Date: Mar 2019
Posts: 46
C1 Venture X CDW car rental coverage
I have a question about the card's primary rental coverage insurance. It says that it will cover up to 75k of its retail price. Expensive cars depreciate a lot in the first couple of years. So I assume it means the retail price at the moment of rental and not MSRP of the car.
Jan 12, 2022 | 7:47 am
#2
Flyertalk Posting Legend Moderator: Credit Card Programs, American Express, Capital One, Chase, Citi, Diners Club, Signatures.
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: HH & IHG Gold; Marriott & AA Perpetual Platinum
Posts: 49,512
Auto Rental Collision Damage Waiver reimburses You for damages caused
by theft or collision – up to the Actual Cash Value of rental vehicles with
an original manufacturer’s suggested retail price of up to seventy-five
thousand dollars ($75,000.00) when new.
Vehicles not covered
Certain vehicles are not covered by this benefit, they consist of expensive,
exotic, and antique cars; cargo vans; certain vans; vehicles with an open
cargo bed; trucks; motorcycles; mopeds; motorbikes; limousines; and
recreational vehicles.
An expensive automobile is defined as any vehicle with an original
manufacturer’s suggested retail price of more than seventy-five thousand
dollars ($75,000.00) when new
Last edited by mia; Jan 12, 2022 at 7:52 am
Mar 1, 2022 | 10:27 am
#3
Join Date: Jul 2021
Posts: 90
C1 Venture X CDW car rental coverage
A couple of more questions.
Is car rental insurance primary for Capital One Venture X?
For the Priority Pass... from what I am reading this Priority Pass from Venture X is the one that includes dining/restaurant credit? Can Priority Pass be given to a non-card holder? Or is it locked to CC holder/AU?
Is car rental insurance primary for Capital One Venture X?
For the Priority Pass... from what I am reading this Priority Pass from Venture X is the one that includes dining/restaurant credit? Can Priority Pass be given to a non-card holder? Or is it locked to CC holder/AU?
Mar 1, 2022 | 2:12 pm
#4
Join Date: Jun 2017
Location: SEA/NYC/IAD
Programs: UA 1K, Marriott Titanium, Hyatt Explorist
Posts: 2,089
C1 Venture X CDW car rental coverage
A couple of more questions.
Is car rental insurance primary for Capital One Venture X?
For the Priority Pass... from what I am reading this Priority Pass from Venture X is the one that includes dining/restaurant credit? Can Priority Pass be given to a non-card holder? Or is it locked to CC holder/AU?
Is car rental insurance primary for Capital One Venture X?
For the Priority Pass... from what I am reading this Priority Pass from Venture X is the one that includes dining/restaurant credit? Can Priority Pass be given to a non-card holder? Or is it locked to CC holder/AU?
The Venture X Priority Pass does include dining/restaurant credit. The Priority Pass membership card has the cardholder name on it. AUs are free though, so you can add other AUs and they each get their own membership.
May 20, 2022 | 2:42 am
#5
Join Date: Feb 2012
Posts: 4,541
C1 Venture X CDW car rental coverage
I've experimented with various CDP options, and discovered that the above benefit only comes with the code for AmEx Platinum. The code for Venture X also resulted in higher rental rates in some cases. My dilemma is that I'd love my rentals to be covered by Venture X insurance. I've recently had an interaction with them, and found the service to be phenomenal.
Are there requirements to use matching CDP and payment card combo's? Any ideas what happens if I use the AmEx Platinum CDP (for the grace period) and charge my rental to Venture X?
Are there requirements to use matching CDP and payment card combo's? Any ideas what happens if I use the AmEx Platinum CDP (for the grace period) and charge my rental to Venture X?
May 20, 2022 | 4:22 am
#6
Join Date: Mar 2010
Location: TPE, SFO, PAE
Posts: 921
I've experimented with various CDP options, and discovered that the above benefit only comes with the code for AmEx Platinum. The code for Venture X also resulted in higher rental rates in some cases. My dilemma is that I'd love my rentals to be covered by Venture X insurance. I've recently had an interaction with them, and found the service to be phenomenal.
Are there requirements to use matching CDP and payment card combo's? Any ideas what happens if I use the AmEx Platinum CDP (for the grace period) and charge my rental to Venture X?
Are there requirements to use matching CDP and payment card combo's? Any ideas what happens if I use the AmEx Platinum CDP (for the grace period) and charge my rental to Venture X?
Edit: the above requirement seems to apply to ICC and Platinums issued elsewhere. No such language for US-issued platinums.
Last edited by ithinkurdumb; May 20, 2022 at 7:04 am
May 20, 2022 | 5:06 am
#7
Flyertalk Posting Legend Moderator: Credit Card Programs, American Express, Capital One, Chase, Citi, Diners Club, Signatures.
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: HH & IHG Gold; Marriott & AA Perpetual Platinum
Posts: 49,512
May 20, 2022 | 6:05 am
#8
Join Date: Feb 2012
Posts: 4,541
Thanks, that's good to know. So apparently the only requirement to trigger rental insurance is charging the entire rental to the related CC, and Hertz is ok with whatever CDP we decide to use.
May 20, 2022 | 6:55 am
#9
Original Member
Join Date: May 1998
Location: NYC
Programs: AA 2MM, Bonvoy LTT, Hilton Diamond
Posts: 14,785
I've experimented with various CDP options, and discovered that the above benefit only comes with the code for AmEx Platinum. The code for Venture X also resulted in higher rental rates in some cases. My dilemma is that I'd love my rentals to be covered by Venture X insurance. I've recently had an interaction with them, and found the service to be phenomenal.
Are there requirements to use matching CDP and payment card combo's? Any ideas what happens if I use the AmEx Platinum CDP (for the grace period) and charge my rental to Venture X?
Are there requirements to use matching CDP and payment card combo's? Any ideas what happens if I use the AmEx Platinum CDP (for the grace period) and charge my rental to Venture X?
May 20, 2022 | 7:03 am
#10
Join Date: Mar 2010
Location: TPE, SFO, PAE
Posts: 921
Good question. The terms I saw is for the international currency card: https://www.americanexpress.com/icc/...five-star.html
While there are equivalent pages for platinums issued elsewhere, there doesnt seem to to be one for US-issued platinums. The wording from inside the Amex app makes no mention of any requirement, except for the use of Amex CDP:
While there are equivalent pages for platinums issued elsewhere, there doesnt seem to to be one for US-issued platinums. The wording from inside the Amex app makes no mention of any requirement, except for the use of Amex CDP:
In addition to Gold Plus Rewards membership, when reserving a car with Hertz, use the Platinum Card from Amex Corporate Discount Code (CDP) to save on your rental, receive a 4-hour grace period on returns within the US, before an extra day charge is applied2, and get a one-car-class upgrade, subject to availability and limitations3.
Dec 8, 2023 | 6:24 pm
#11
Join Date: May 2021
Posts: 52
Venture X Auto CDW
I wanted to know which car models are covered by the Venture X auto CDW benefit. I called eclaimsline twice since the first agent didn't seem very confident. They had huge discrepancies, for example:
I am very nervous - thanks in advance for any inputs
- The first agent said that Kia Niro is covered, but the second agent said it's not covered.
- For Tesla, the first agent said that Model 3 is covered, but the second agent said that Model S and X (not 3) are covered.
I am very nervous - thanks in advance for any inputs
Dec 8, 2023 | 6:48 pm
#12
Original Member
Join Date: May 1998
Location: NYC
Programs: AA 2MM, Bonvoy LTT, Hilton Diamond
Posts: 14,785
I wanted to know which car models are covered by the Venture X auto CDW benefit. I called eclaimsline twice since the first agent didn't seem very confident. They had huge discrepancies, for example:
I am very nervous - thanks in advance for any inputs
- The first agent said that Kia Niro is covered, but the second agent said it's not covered.
- For Tesla, the first agent said that Model 3 is covered, but the second agent said that Model S and X (not 3) are covered.
I am very nervous - thanks in advance for any inputs
Dec 8, 2023 | 7:11 pm
#13
Join Date: May 2021
Posts: 52
I agree - but why are the phone agents telling me that the Model 3 isn't covered but Model S and X are? It doesn't give me much faith...are these agents known to be contradictory?
May 24, 2024 | 6:03 pm
#15
Join Date: Dec 2001
Location: Carlsbad,CA USA
Programs: Marriott Bonvoy Titanuim/Lifetime Platinum, Hilton Gold, United Silver
Posts: 1,566
Capital One Rental Car Coverage
I just got an email from Hertz for a rental I completed on Feb 23 that there was a crack in the windshield. I just found out that damage needs to be reported within 45 days for coverage. This is one disadvantage of their coverge vs Chase Sapphire which gives you 60 days although neither would have helped in this situation. I had this same location call me out on paint scrape off a bumper last year almost 2 monhts after I completed a rental and when I asked for proof that i did it they dropped it.