Capital One/Verified by Visa online purchases overseas
#1
Original Poster
Join Date: Aug 2005
Location: CLT
Posts: 496
Capital One/Verified by Visa online purchases overseas
FYI, I was unable to make online purchases in Turkey using my Capital One Visa card, specifically Turkish Airlines, Turkcell (to top of my prepaid sim card) and Pegasus Airlines. All 3 companies use Verified by Visa. After entering my cc information, the Verified by Visa screen would pop up, I entered the information it requested, but none of the purchases went through. Fortunately, my SunTrust debit card worked for all 3 purchases.
When I returned to the us, I tried to register my Capital One card with Verified by Visa here: https://www.securesuite.net/capitalo...on/welcome.jsp
It wouldn't let me register my card, so I call Capital One, and they say they haven't participated in Verified by Visa since 2007 and said they were unable to pull up the above website.
Anyway, ymmv, but don't count on using your Capital One card for online purchases overseas.
My hypothesis is that if a US credit/debit card doesn't participate in Verified by Visa program, they can't be used for online purchases overseas. I don't think BofA credit cards participate in the program, either, so if you're counting on using that card, you may reconsider.
When I returned to the us, I tried to register my Capital One card with Verified by Visa here: https://www.securesuite.net/capitalo...on/welcome.jsp
It wouldn't let me register my card, so I call Capital One, and they say they haven't participated in Verified by Visa since 2007 and said they were unable to pull up the above website.
Anyway, ymmv, but don't count on using your Capital One card for online purchases overseas.
My hypothesis is that if a US credit/debit card doesn't participate in Verified by Visa program, they can't be used for online purchases overseas. I don't think BofA credit cards participate in the program, either, so if you're counting on using that card, you may reconsider.
#2
Join Date: Dec 2003
Location: NYC
Posts: 6,441
There are a whole lot of overseas online vendors who don't require verified by visa. Many if not most Visa users don't require it and MC and Amex cards obviously don't participate.
#3
Join Date: Mar 2006
Posts: 591
My hypothesis is that if a US credit/debit card doesn't participate in Verified by Visa program, they can't be used for online purchases overseas. I don't think BofA credit cards participate in the program, either, so if you're counting on using that card, you may reconsider.
It is more correct to say that there are some foreign sites that do not accept American-issued credit cards. This has nothing to do with Verified by Visa.
Last edited by wsflyer; Jun 4, 2010 at 2:36 pm
#5
Join Date: Mar 2010
Location: SEA
Programs: AA Plat, Delta Gold, Hyatt Diamond, Hilton Diamond, ClubCarlson Concierge
Posts: 3,575
I have also used my Capital One Visa to make online purchases with overseas companies/websites with no trouble. In fact, I will often use my Capital One card to make advance purchases with overseas websites prior to overseas travel, then take that card with me for use overseas. The fact that Capital One does not charge me foreign transaction fee (like some other cards) is quite nice also .