BA Prepaid Mastercard
Jul 26, 2022, 1:07 pm
#18
Join Date: Dec 2016
Programs: BAEC GGL/CR; Hilton Diamond; Mucci des Puccis
Posts: 5,609
Interestingly, the card seems to be leaking money. My usage pattern is to load what I need when I need it, but on two occasions I've loaded a little bit more.
In both these cases, the outstanding balance disappeared. £17.58 and £5 respectively. I didn't notice the first, but I did the second, so went back and totalled up money paid in and money paid out. I am not due to pay fees, the cash just disappeared.
Going to call them tomorrow, but I see no reason for this to happen at all. Might be worth checking.
In both these cases, the outstanding balance disappeared. £17.58 and £5 respectively. I didn't notice the first, but I did the second, so went back and totalled up money paid in and money paid out. I am not due to pay fees, the cash just disappeared.
Going to call them tomorrow, but I see no reason for this to happen at all. Might be worth checking.
Jul 26, 2022, 3:41 pm
#20
Join Date: Aug 2008
Posts: 3,925
Today the app allowed me to top up £500 so I think there is a delay that blocks instantaneous updating of functions. I got the PIN from the telephone line having again failed with the Message function. Used card with PIN successfully and then touch and go. Avios crediting. App failed, but then worked after I deleted it from telephone and reinstalled.
Will ditch once £500 spent.
Will ditch once £500 spent.
Jul 27, 2022, 6:04 am
#21
Join Date: Jul 2009
Programs: BAEC Silver, IHG Diamond
Posts: 7,769
Used mine today for the first time.
Went to the app, clicked on "Mastercard" and "activate", and was sent a pin. Added a debit card and put £10 on the card successfully.
Tried it in Sainsbury and contactless didn't work (probably due to it being used for the first time?).
Accepted with chip & pin without an issue.
Went to the app, clicked on "Mastercard" and "activate", and was sent a pin. Added a debit card and put £10 on the card successfully.
Tried it in Sainsbury and contactless didn't work (probably due to it being used for the first time?).
Accepted with chip & pin without an issue.
Jul 27, 2022, 10:57 am
#22
Join Date: Sep 2016
Programs: BAEC GGL
Posts: 63
Interestingly, the card seems to be leaking money. My usage pattern is to load what I need when I need it, but on two occasions I've loaded a little bit more.
In both these cases, the outstanding balance disappeared. £17.58 and £5 respectively. I didn't notice the first, but I did the second, so went back and totalled up money paid in and money paid out. I am not due to pay fees, the cash just disappeared.
Going to call them tomorrow, but I see no reason for this to happen at all. Might be worth checking.
In both these cases, the outstanding balance disappeared. £17.58 and £5 respectively. I didn't notice the first, but I did the second, so went back and totalled up money paid in and money paid out. I am not due to pay fees, the cash just disappeared.
Going to call them tomorrow, but I see no reason for this to happen at all. Might be worth checking.
Jul 27, 2022, 11:01 am
#23
Join Date: Jan 2016
Location: LON
Programs: BAEC
Posts: 3,916
Used mine today for the first time.
Went to the app, clicked on "Mastercard" and "activate", and was sent a pin. Added a debit card and put £10 on the card successfully.
Tried it in Sainsbury and contactless didn't work (probably due to it being used for the first time?).
Accepted with chip & pin without an issue.
Went to the app, clicked on "Mastercard" and "activate", and was sent a pin. Added a debit card and put £10 on the card successfully.
Tried it in Sainsbury and contactless didn't work (probably due to it being used for the first time?).
Accepted with chip & pin without an issue.
Jul 27, 2022, 11:31 am
#24
Join Date: Dec 2016
Programs: BAEC GGL/CR; Hilton Diamond; Mucci des Puccis
Posts: 5,609
Jul 27, 2022, 3:44 pm
#26
Join Date: Sep 2011
Posts: 96
Interestingly, the card seems to be leaking money. My usage pattern is to load what I need when I need it, but on two occasions I've loaded a little bit more.
In both these cases, the outstanding balance disappeared. £17.58 and £5 respectively. I didn't notice the first, but I did the second, so went back and totalled up money paid in and money paid out. I am not due to pay fees, the cash just disappeared.
Going to call them tomorrow, but I see no reason for this to happen at all. Might be worth checking.
In both these cases, the outstanding balance disappeared. £17.58 and £5 respectively. I didn't notice the first, but I did the second, so went back and totalled up money paid in and money paid out. I am not due to pay fees, the cash just disappeared.
Going to call them tomorrow, but I see no reason for this to happen at all. Might be worth checking.
Jul 27, 2022, 3:53 pm
#27
Join Date: Sep 2011
Posts: 96
I have been using this prepaid card to pay off my Avios American Express card. This gives me 50% more Avios without any effort. Note that there is a £2600 maximum spend per calendar month. So far, I am still within the six month free usage. I’m wondering what the T&Cs are if I cancel the card after six months and then reapply. I’d assume that this new application would not gain any bonus Avios, but have no idea if there’s a wait time before it’s possible to reapply or if there’s still six months for free . Does anyone have any thoughts or answers on this? Thanks.
Jul 28, 2022, 12:06 pm
#29
Join Date: Sep 2016
Programs: BAEC GGL
Posts: 63
You might want to tally up your transactions to see if they've been silently charging you a 2% fee for paying off Amex. Nowhere in the transaction list of the app shows this fee and the only way to see it is to add up all your deposits, take away the payments and check against the balance.