HSBC World elite card And BA/avios
Sep 21, 2020, 6:34 am
#32
Original Poster
Join Date: Mar 2012
Location: London
Programs: BA Silver Seigneur des Horaires des Mucci.
Posts: 2,047
I stayed with it and got my bonus
Find is useful as don’t use Amex for everything and I get a decent stash of avios for it
I must admit I can’t remember what the annual fee is
Find is useful as don’t use Amex for everything and I get a decent stash of avios for it
I must admit I can’t remember what the annual fee is
Sep 21, 2020, 8:16 am
#34
Join Date: Feb 2019
Location: Paris
Programs: BA Silver
Posts: 6
Interesting, thank you, guys. Well, with little travel ahead, a free year ahead on BA Silver and a year of Star Alliance Gold on the way thanks to the current TAP promo, I can survive without LoungeKey in 2021 so yeah the Avios stash alone doesn't really justify another £195 imho.
Sep 21, 2020, 10:13 am
#35
Join Date: Apr 2018
Location: London
Programs: BA Silver (for now)
Posts: 1,000
Interesting, thank you, guys. Well, with little travel ahead, a free year ahead on BA Silver and a year of Star Alliance Gold on the way thanks to the current TAP promo, I can survive without LoungeKey in 2021 so yeah the Avios stash alone doesn't really justify another £195 imho.
Sep 21, 2020, 2:21 pm
#36
Join Date: Sep 2012
Posts: 2,575
I actually got good value from the in-flight Internet pass (although not on BA - Singapore Airlines etc) hich helped justify the annual fee but cancelled it recently as had other options for lounge access (and of course no usage recently!)
Keeping the free one though
Keeping the free one though
Sep 21, 2020, 5:30 pm
#37
Join Date: Apr 2018
Programs: krisflyer
Posts: 135
Have both the BA Amex paid version and HSBC Premier paid version.
Cant quite get my head around this if it’s worth cancelling the BA card once I get my voucher (will get 9 months pro-rata refund of the membership fee), and keep the HSBC for spending, albeit at a lower earning rate. But with HSBC it’s a never ending cycle where I have to keep paying the membership fee to get the bonus... (had Amex Gold preciously which I just cancelled)
Cant quite get my head around this if it’s worth cancelling the BA card once I get my voucher (will get 9 months pro-rata refund of the membership fee), and keep the HSBC for spending, albeit at a lower earning rate. But with HSBC it’s a never ending cycle where I have to keep paying the membership fee to get the bonus... (had Amex Gold preciously which I just cancelled)
Sep 22, 2020, 2:37 am
#38
Join Date: Mar 2004
Location: London, UK
Posts: 5,105
Have both the BA Amex paid version and HSBC Premier paid version.
Cant quite get my head around this if it’s worth cancelling the BA card once I get my voucher (will get 9 months pro-rata refund of the membership fee), and keep the HSBC for spending, albeit at a lower earning rate. But with HSBC it’s a never ending cycle where I have to keep paying the membership fee to get the bonus... (had Amex Gold preciously which I just cancelled)
Cant quite get my head around this if it’s worth cancelling the BA card once I get my voucher (will get 9 months pro-rata refund of the membership fee), and keep the HSBC for spending, albeit at a lower earning rate. But with HSBC it’s a never ending cycle where I have to keep paying the membership fee to get the bonus... (had Amex Gold preciously which I just cancelled)
For me, I estimate less than a quarter of my spend is not on Amex and what I really valued about the HSBC card was access to lounges when not flying BA. But realisitically I am now Gold until April 22, so presumably Silver until 2023, and even in the past I only flew non-BA maybe twice a year. So £195 + £60 for partner card to HSBC seems like a waste. And I am a legacy BA Amex cardholder, so I only pay £30(?) a year for that :-)
FYI HSBC are much less consumer friendly than Amex when it comes to cancellation. No pro rata refund of mgmt fee from them. And tbh even as a Premier customer I feel they are much less responsive on eg. chargeback or queries than Amex, who have always been excellent IMHO.
Sep 22, 2020, 3:13 am
#39
Join Date: Apr 2018
Programs: krisflyer
Posts: 135
I have both as well and am minded to cancel the HSBC card. What do you mean by an endless cycle - I thought you only got the HSBC bonus for spending in the first year, not every year?
For me, I estimate less than a quarter of my spend is not on Amex and what I really valued about the HSBC card was access to lounges when not flying BA. But realisitically I am now Gold until April 22, so presumably Silver until 2023, and even in the past I only flew non-BA maybe twice a year. So £195 + £60 for partner card to HSBC seems like a waste. And I am a legacy BA Amex cardholder, so I only pay £30(?) a year for that :-)
FYI HSBC are much less consumer friendly than Amex when it comes to cancellation. No pro rata refund of mgmt fee from them. And tbh even as a Premier customer I feel they are much less responsive on eg. chargeback or queries than Amex, who have always been excellent IMHO.
For me, I estimate less than a quarter of my spend is not on Amex and what I really valued about the HSBC card was access to lounges when not flying BA. But realisitically I am now Gold until April 22, so presumably Silver until 2023, and even in the past I only flew non-BA maybe twice a year. So £195 + £60 for partner card to HSBC seems like a waste. And I am a legacy BA Amex cardholder, so I only pay £30(?) a year for that :-)
FYI HSBC are much less consumer friendly than Amex when it comes to cancellation. No pro rata refund of mgmt fee from them. And tbh even as a Premier customer I feel they are much less responsive on eg. chargeback or queries than Amex, who have always been excellent IMHO.
I’ve been using my Curve card (linked to the HSBC card) to top up my ISA, so for me that’s the best part of the card.
Not sure if it’s worth taking up Amex Gold again in a few months instead (as I just cancelled it) as the MR points are then transferable across various miles program.