Amex Gift Card Surcharges

Old Jan 16, 2023 | 2:04 am
  #1  
Original Poster
All eyes on you!
15 Years on Site
 
Join Date: Nov 2009
Location: LAS/GRU/DUB
Programs: Amex, JPMR, Nexus
Posts: 376
Amex Gift Card Surcharges

Does anyone know if merchants can legally surcharge purchases on Amex prepaid gift cards? If not, please cite the law or regulation.
greglvnv is offline  
Old Jan 16, 2023 | 7:40 am
  #2  
FlyerTalk Evangelist
50 Countries Visited
3M
80 Nights
20 Years on Site
 
Join Date: Aug 2005
Location: BOS/EAP
Programs: UA 1K, AS MVP Gold, MR LTT, HH Dia, IHG Dia, Amex Plat
Posts: 37,033
Amex gift cards are like Amex credit cards to merchants. Law and regulation in which jurisdiction? Rules and regulations on this vary widely.
cfischer is offline  
Old Jan 16, 2023 | 8:57 am
  #3  
FlyerTalk Evangelist
Community Builder
Community Influencer
Active Streak: 30 Days
All eyes on you!
 
Join Date: Dec 2006
Location: Pacific Northwest
Programs: UA Gold 1MM, AS Plat, AA EP, Bonvoy Plat, Hilton Dia, Hyatt Glob, IHG Plat, ...
Posts: 21,289
Have you encountered a merchant that surcharges a prepaid Amex (but not other Amex) cards?
notquiteaff is offline  
Old Jan 16, 2023 | 12:33 pm
  #4  
Original Poster
All eyes on you!
15 Years on Site
 
Join Date: Nov 2009
Location: LAS/GRU/DUB
Programs: Amex, JPMR, Nexus
Posts: 376
Originally Posted by cfischer
Amex gift cards are like Amex credit cards to merchants. Law and regulation in which jurisdiction? Rules and regulations on this vary widely.
Nevada, USA

Originally Posted by notquiteaff
Have you encountered a merchant that surcharges a prepaid Amex (but not other Amex) cards?
Visa & Mastercard merchant agreements do not allow for surcharging debit & prepaid card purchases (except for a flat convenience fee). I was looking for any such distinction within Amex.

Last edited by mia; Jan 16, 2023 at 7:54 pm
greglvnv is offline  

Thread Tools
Search this Thread

Contact Us - Archive - Advertising - Cookie Policy - Privacy Statement - Terms of Service -

This site is owned, operated, and maintained by MH Sub I, LLC dba Internet Brands. Copyright © 2026 MH Sub I, LLC dba Internet Brands. All rights reserved. Designated trademarks are the property of their respective owners.