AMEX MR clawbacks for self-referrals (July 2019)

Old Jul 12, 19, 8:07 am
  #1  
Original Poster
 
Join Date: Aug 2007
Location: Truth or Consequences, NM
Programs: HH Gold, Marriott Titanium, Hertz President's Circle, UA Silver, Mobile Passport Unobtanium
Posts: 4,929
AMEX MR clawbacks for self-referrals (July 2019)

AMEX has apparently begun clawing back MR points earned by members who "self-referred" themselves when applying for cards. May be a good idea to check your MR balance, particularly if you have self-referred in the past.

https://www.doctorofcredit.com/ameri...f-refer-usage/
Diplomatico is online now  
Old Jul 12, 19, 8:13 pm
  #2  
 
Join Date: Jul 2010
Posts: 366
Whats weird is my AMEX MR balance was up ~8k points that I can't account for this morning...and now I can't access the MR Summary page
lax01 is offline  
Old Jul 13, 19, 4:15 am
  #3  
Hilton Contributor Badge
 
Join Date: Sep 2017
Programs: Hilton Honors
Posts: 61
Originally Posted by lax01 View Post
Whats weird is my AMEX MR balance was up ~8k points that I can't account for this morning...and now I can't access the MR Summary page
Might due to the fact that they just changed their MR posting policy. They now post MR to your account upon payment, instead of in the next period like they used to.
rog92 is offline  
Old Jul 13, 19, 9:29 am
  #4  
 
Join Date: Aug 2015
Posts: 662
Originally Posted by lax01 View Post
now I can't access the MR Summary page
did ur pts get clawed back for S-R?
danhouston is offline  
Old Jul 13, 19, 11:21 am
  #5  
 
Join Date: Jul 2010
Posts: 366
Originally Posted by danhouston View Post
did ur pts get clawed back for S-R?
not yet! But I did them this year...would only be 40K MR for me...
lax01 is offline  
Old Jul 13, 19, 11:32 am
  #6  
 
Join Date: Aug 2015
Posts: 662
Originally Posted by lax01 View Post
not yet! But I did them this year...would only be 40K MR for me...
k, nvm... asked b/c some folks' MR accts got frozen or not accessible after a claw back
danhouston is offline  
Old Jul 13, 19, 12:48 pm
  #7  
Original Poster
 
Join Date: Aug 2007
Location: Truth or Consequences, NM
Programs: HH Gold, Marriott Titanium, Hertz President's Circle, UA Silver, Mobile Passport Unobtanium
Posts: 4,929
Originally Posted by lax01 View Post
not yet! But I did them this year...would only be 40K MR for me...
Seems to be an ongoing process. I was safe the first day, got tagged yesterday.
Diplomatico is online now  
Old Jul 31, 19, 3:31 pm
  #8  
 
Join Date: Mar 2010
Programs: *G, ST E+, OZ Diamond, DL GM, Marriott Gold, Hilton Gold
Posts: 2,089
Does anyone here know if AMEX is clawing back points if I do a self-referral from my DL card to another DL card? I am reading that AMEX is clawing back MR points given for self-referrals, but I don't know about co-branded cards.

Furthermore, how many credit cards are we allowed to have in one account; personal and business?

Any signs that AMEX is clawing back points from self-referrals for their co-branded cards like Delta?

Last edited by mia; Aug 1, 19 at 7:22 am Reason: Please do not post question in more than one thread.
lsquare is offline  
Old Jul 31, 19, 7:33 pm
  #9  
mia
FlyerTalk Evangelist, Moderator: American Express, Citi, Diners Club, Signatures
 
Join Date: Jun 2003
Location: Miami & London
Programs: AA & Marriott Perpetual Platinum; HH Gold
Posts: 38,568
Originally Posted by lsquare View Post
.....

Furthermore, how many credit cards are we allowed to have ....
Amex USA 4 or 5 "Credit" Card Limit.
mia is offline  
Old Jul 31, 19, 7:52 pm
  #10  
 
Join Date: Mar 2010
Programs: *G, ST E+, OZ Diamond, DL GM, Marriott Gold, Hilton Gold
Posts: 2,089
Originally Posted by mia View Post
Mia, do you know anything about AMEX clawing back WB from self-referral for co-branded cards like the DL AMEX cards?
lsquare is offline  
Old Jul 31, 19, 8:23 pm
  #11  
 
Join Date: Feb 2012
Posts: 1,894
I understood AmEx's position that the self-referral itself is a misuse of the process. So any such referral bonuses may be clawed back.
Diplomatico likes this.
MaxVO is offline  
Old Aug 1, 19, 12:32 pm
  #12  
 
Join Date: Mar 2010
Programs: *G, ST E+, OZ Diamond, DL GM, Marriott Gold, Hilton Gold
Posts: 2,089
Originally Posted by MaxVO View Post
I understood AmEx's position that the self-referral itself is a misuse of the process. So any such referral bonuses may be clawed back.
So far all of the dps seem to suggest that this affects only MR cards and not the co-branded cards. Any signs that AMEX is cracking down on those as well?
lsquare is offline  
Old Aug 1, 19, 12:38 pm
  #13  
 
Join Date: Jan 2008
Programs: PC Platinum Ambassador, Hyatt Diamond
Posts: 2,777
It's astonishing to me that anyone would self refer and not think amex would deem that a violation and seek to claw back.
antonius66 is offline  
Old Aug 1, 19, 12:44 pm
  #14  
 
Join Date: Mar 2010
Programs: *G, ST E+, OZ Diamond, DL GM, Marriott Gold, Hilton Gold
Posts: 2,089
Originally Posted by antonius66 View Post
It's astonishing to me that anyone would self refer and not think amex would deem that a violation and seek to claw back.
Lots of people have been doing this for years. I haven't seen any reports of clawback until this summer.
lsquare is offline  
Old Aug 1, 19, 12:54 pm
  #15  
mia
FlyerTalk Evangelist, Moderator: American Express, Citi, Diners Club, Signatures
 
Join Date: Jun 2003
Location: Miami & London
Programs: AA & Marriott Perpetual Platinum; HH Gold
Posts: 38,568
Self referral has been common in Canada, but American Express USA system didn't enable self referrals until recently. Previously, I could only refer someone to apply for a card that I currently hold, and the bonus restrictions effectively mean that there is no benefit to refer myself for a card that I current hold (or closed very recently).

This changed when American Express USA introduced the refer-any-card system.
pallhedge likes this.
mia is offline  

Thread Tools
Search this Thread