Last edit by: mia
https://www.americanexpress.com/ca/e...platinum-card/
- Metal card
- 3 MR/$ on dining, 2 MR on travel & 1 MR on everything else
- Annual fee $699
- Additional Cards $175 annually for Platinum Cards, $50 annually for Gold Cards
Canadian personal Platinum card refresh (February 2019)
#16
Join Date: Jun 2016
Location: Prince Edward Island
Programs: Air Canada P25K, Hilton Honors Gold, Marriott Gold, MGM Gold
Posts: 1,582
#17
Original Poster
Join Date: Dec 2017
Location: YCD
Programs: AC 75K, HIlton Honors Gold, Marriott Gold Elite, Radisson Rewards Gold
Posts: 513
#18
Join Date: Jun 2009
Programs: DL GM,Hyatt Explorist, Hilton Gold, Marriott Titanium, NEXUS
Posts: 281
#19
Join Date: Mar 2008
Location: Toronto, Canada
Programs: Aeroplan, Bonvoy, Alaska, Avios
Posts: 1,290
I went to my online account to get a replacement card and saw this: Odd, I only got my card Monday.
Card Replacement Status
mikey c.
Platinum Card® (-12345)
Platinum Card® (-12345)
Requested On February 8, 2019
Card Member Information
Pending
Card Member Information
Pending
#20
formerly BackSlash3
Join Date: Oct 2005
Location: YYZ Realistically, YKZ Aspirationally
Programs: AC P25, Marriott Gold, IHG Diamond AMB
Posts: 452
A Refresh is Apt
Well, they did call it a refresh and not an upgrade/enhancement. I would guess that they ran a report looking at charges in each spending category over all Platinum card holders combined and determined that they could do 3x dining and 2x travel at the same cost as 0.25x on all spending. This could move my travel spending to my Platinum card because finally I have some MR earning power on the same Amex card as the travel insurance.
I have a Amex Plat in the US and have been putting flights on that because of the 5x earning on flights but recognizing that I can't rely on their baggage delay insurance because of the cross-border residency issue. 2x/3x MR would beat out the HSBC MC for those cateogries.
I have a Amex Plat in the US and have been putting flights on that because of the 5x earning on flights but recognizing that I can't rely on their baggage delay insurance because of the cross-border residency issue. 2x/3x MR would beat out the HSBC MC for those cateogries.
#21
Join Date: Jun 2016
Location: Prince Edward Island
Programs: Air Canada P25K, Hilton Honors Gold, Marriott Gold, MGM Gold
Posts: 1,582
I'm a bit disappointed that it no longer earns 1.25 MR/$ since I have a large purchase coming up in a couple of weeks. But overall, I do tend to spend alot on dining and travel, so I'll likely come out ahead over time.
#22
formerly BackSlash3
Join Date: Oct 2005
Location: YYZ Realistically, YKZ Aspirationally
Programs: AC P25, Marriott Gold, IHG Diamond AMB
Posts: 452
#24
Join Date: Feb 2005
Posts: 7,156
I stopped using my Amex Plat to pay for travel because my CIBC Aerogold Visa Infinite Privilege offers superior travel insurance coverage than Amex Plat. Also the CIBC card only requires 75% of the costs to be paid with the card vs. 100% for Amex Plat. This is more flexible if you have a MCO or gift card that you want to use.
When out of the country, I used my HSBC Premier WEMC as it does not have any foreign currency fee.
Amex Selects is non-existent in North America.
So the refresh is a downgrade for me if all other charges now only receive 1 pt./$1 instead of 1.25 pt.
When out of the country, I used my HSBC Premier WEMC as it does not have any foreign currency fee.
Amex Selects is non-existent in North America.
So the refresh is a downgrade for me if all other charges now only receive 1 pt./$1 instead of 1.25 pt.
Last edited by Clipper801; Feb 13, 2019 at 10:46 am
#26
Join Date: Mar 2015
Location: Ontario, Canada
Programs: Amex Plat, Fairmont Plat
Posts: 16
#27
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,955
Indeed, hard to tell if anything purchased through an agency would qualify if the agency submitted the card transaction itself, rather than passing through for airline, hotel or other provider to bill.
#28
Join Date: Feb 2005
Posts: 7,156
In the past, I would have received 1.25 pt./$1.
#29
Join Date: Jan 2010
Location: YYC
Programs: Aeroplan E50K, Marriott Titanium/Lifetime Platinum, Accor Diamond
Posts: 274
I just called in and they won't be automatically issuing the new metal cards right away - they will be send them out on your renewal date. My existing plat card was in atrocious shape so I just requested one be sent out immediately. With the new earning thresholds, it makes my use of the gold and cobalt cards redundant so I guess I will be cancelling those.
#30
Join Date: Aug 2004
Location: YYZ
Programs: AA LT Plat, AC 25K, Marriott Plat, Hilton Diamond
Posts: 1,137
Multiple posts on Reddit of people being told the 2x/3x applies effective today, but the 1x only applies beginning June 25th, for existing cardholders. Also 1 DP on Reddit to that effect.