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Amex USA terms now penalize:abuse,misuse,gaming;1st yr downgrade/close;leaked offers.

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Amex USA terms now penalize:abuse,misuse,gaming;1st yr downgrade/close;leaked offers.

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Old Oct 19, 2018, 5:09 pm
  #136  
 
Join Date: Jun 2014
Posts: 512
maybe your bonus for upgrading to the Premier Plus is viewed as a "Welcome" bonus.
dascc is offline  
Old Oct 20, 2018, 10:54 am
  #137  
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Join Date: Jan 2005
Location: home = LAX
Posts: 25,933
Originally Posted by maracle
I want to apply for an SPG Business AmEx, but I'm getting a message that I'm not eligible for the welcome offer.
Even for non-SPG cards, there are at least two different messages you can get when you're not eligible for the welcome offer. There may be a third for SPG. So you have to explain which message you got (ie, what reasons it stated that you were not eligible)?

One of those (two or more) messages has nothing to do with Marriott/SPG history, and has to with Amex history in general. So that's why you have to specify which message you got.

Thanks.
sdsearch is offline  
Old Oct 20, 2018, 9:37 pm
  #138  
 
Join Date: Feb 2013
Programs: Hyatt Globalist, MLife Gold, Marriott Gold, HHonors Gold, Caesars Diamond, Amex Plat
Posts: 5,943
Jan-Mar 2017 I got an upgrade offer for gold to plat biz. Also got a new app bonus for plat biz (must’ve been before upgrade). I canceled both after the next AF hit a year later. Next Amex I applied for was Blue Plus Biz last spring and was instantly approved. I also have a DL personal and an SPG biz and an AU plat. I’d like to apply for the new version of the personal gold and intend to keep it long term. But now I am paranoid about Amex. I don’t MS or churn but if they are closing accounts for being canceled at the one year mark that does give me pause.
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Old Oct 21, 2018, 4:38 am
  #139  
 
Join Date: Feb 2012
Posts: 4,477
Originally Posted by Stgermainparis
... I’d like to apply for the new version of the personal gold and intend to keep it long term. But now I am paranoid about Amex. I don’t MS or churn but if they are closing accounts for being canceled at the one year mark that does give me pause.
Applying for the new Gold and keeping it long term should not put you at risk of a shutdown. You may want to monitor this thread to learn about activities that actually resulted in cancelled accounts.
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Old Oct 21, 2018, 4:39 am
  #140  
mia
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Join Date: Jun 2003
Location: Miami, Mpls & London
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Originally Posted by Stgermainparis
....if they are closing accounts for being canceled at the one year mark that does give me pause.
I see reports of bonuses retracted or denied, but not closed accounts due to early cancellation or downgrade.
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Old Nov 28, 2018, 8:01 am
  #141  
 
Join Date: Aug 2007
Location: Truth or Consequences, NM
Programs: HH Diamond, Marriott Titanium, Hertz President's Circle, UA Silver, Mobile Passport Unobtanium
Posts: 6,193
Originally Posted by mia
I see reports of bonuses retracted or denied, but not closed accounts due to early cancellation or downgrade.
Speaking of which.....new report on another forum today of someone who cancelled their AMEX Green card and their AMEX BGR after the first anniversary fees hit; both bonuses were "clawed back."

This person detailed that meeting the MSR on both cards was mostly due to MS at giftcardmall.com so perhaps not surprising (though bonus clawbacks after a year is eye opening.) Forewarned is forearmed.
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Old Nov 28, 2018, 10:07 pm
  #142  
 
Join Date: Sep 2017
Programs: WN A-list., Marriott Plat, National EX, UA Silver
Posts: 289
Originally Posted by Diplomatico
Speaking of which.....new report on another forum today of someone who cancelled their AMEX Green card and their AMEX BGR after the first anniversary fees hit; both bonuses were "clawed back."

This person detailed that meeting the MSR on both cards was mostly due to MS at giftcardmall.com so perhaps not surprising (though bonus clawbacks after a year is eye opening.) Forewarned is forearmed.
Scary stuff. I have the BGR with 50k bonus and first year waived annual fee. I put a few hundred in monthly expenses on it but mainly got it for sign up bonus. No MS and have only bought a few GC's a gas stations for 3x points. If I cancel at end of first year do you think Amex could claw back points or black list me? This is my first Amex card and only Amex card so I don't want to burn any bridges with them.
flyguy6 is offline  
Old Nov 29, 2018, 6:13 am
  #143  
 
Join Date: Dec 2008
Posts: 377
Originally Posted by flyguy6
Scary stuff. I have the BGR with 50k bonus and first year waived annual fee. I put a few hundred in monthly expenses on it but mainly got it for sign up bonus. No MS and have only bought a few GC's a gas stations for 3x points. If I cancel at end of first year do you think Amex could claw back points or black list me? This is my first Amex card and only Amex card so I don't want to burn any bridges with them.
At this point I wouldn't be worried about it. The DP shared by the previous poster is the first I've seen of a bonus clawback for canceling after the first year. Unless we see more DPs I'm going to assume the poster of that DP made a mistake, AMEX made a mistake, or it's an odd anomaly.
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Old Nov 29, 2018, 9:00 am
  #144  
 
Join Date: Aug 2007
Location: Truth or Consequences, NM
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Posts: 6,193
Originally Posted by flyguy6
Scary stuff. I have the BGR with 50k bonus and first year waived annual fee. I put a few hundred in monthly expenses on it but mainly got it for sign up bonus. No MS and have only bought a few GC's a gas stations for 3x points. If I cancel at end of first year do you think Amex could claw back points or black list me? This is my first Amex card and only Amex card so I don't want to burn any bridges with them.
My opinion is that you wouldn't have anything to worry about by cancelling after the first year; I - and many others - have done same without repercussion.

The person who chronicled their bonus clawbacks was pretty clear that he thought the amount of MS, specifically at GCM, was the reason. Additionally, that person had called into retention in an attempt to secure further offers on each card, prior to closing them. (So human eyes on the account.)

The general consensus on the other forum is that the MS is what caused the clawbacks.
Statman, Robl and flyguy6 like this.
Diplomatico is offline  
Old Nov 29, 2018, 2:36 pm
  #145  
 
Join Date: Feb 2017
Posts: 95
Sorry if this question in the wrong thread. I have recently got Hilton Aspire using Plat self-referral (15K points posted). Plan to get Ascend now. Any risk of doing self-referral again? Anyone has done it more than twice without the consequences?
zmicer88 is offline  
Old Nov 29, 2018, 4:09 pm
  #146  
 
Join Date: Jun 2014
Posts: 512
Originally Posted by zmicer88
Sorry if this question in the wrong thread. I have recently got Hilton Aspire using Plat self-referral (15K points posted). Plan to get Ascend now. Any risk of doing self-referral again? Anyone has done it more than twice without the consequences?
you can refer yourself? I thought that didn't work since you have to refer the same product...
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Old Nov 29, 2018, 6:01 pm
  #147  
mia
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Originally Posted by dascc
.... I thought that didn't work since you have to refer the same product...
It didn't, but the American Express USA referral program has recently changed, and the referral offer is no longer for a single product.
mia is online now  
Old Dec 13, 2018, 8:12 am
  #148  
 
Join Date: Nov 2007
Programs: several:)
Posts: 34
welcome bonus taken

I had an Amex Business Gold for <1yr (opened Blue Business Plus since then) - and now Amex wants to take my welcome bonus away because I had it for less than a year. Would reinstating the card and asking them to reinstate the MR points get me the welcome bonus back?
bengggggg is offline  
Old Dec 13, 2018, 8:59 am
  #149  
 
Join Date: Apr 2017
Posts: 248
Originally Posted by bengggggg
I had an Amex Business Gold for <1yr (opened Blue Business Plus since then) - and now Amex wants to take my welcome bonus away because I had it for less than a year. Would reinstating the card and asking them to reinstate the MR points get me the welcome bonus back?
That doesn't make any sense they would want the sign up bonus back because you didn't held the card for a year. I don't think there's anything in the T&C that states that. I've had closed an Amex MR card w/in 6 months and sign up bonus was in tack. Were any of your spending to meet the spend requirements suspicious?
TIGRIS23 is offline  
Old Dec 13, 2018, 9:38 am
  #150  
 
Join Date: Aug 2007
Location: Truth or Consequences, NM
Programs: HH Diamond, Marriott Titanium, Hertz President's Circle, UA Silver, Mobile Passport Unobtanium
Posts: 6,193
Originally Posted by TIGRIS23
That doesn't make any sense they would want the sign up bonus back because you didn't held the card for a year. I don't think there's anything in the T&C that states that. I've had closed an Amex MR card w/in 6 months and sign up bonus was in tack. Were any of your spending to meet the spend requirements suspicious?
Amex USA terms now penalize:abuse,misuse,gaming;1st yr downgrade/close;leaked offers.
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