AE personal platinum vs business platinum
Aug 26, 2016, 7:32 pm
#1
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Original Poster
Join Date: Aug 2016
Posts: 1
AE personal platinum vs business platinum
Can someone provide the benefit and fee difference between platinum personal and platinum business? The AE website doesn't allow comparisons between personal and business cards. I am looking for all benefits, not just points.
Thanks a lot for your time.
Thanks a lot for your time.
Last edited by mia; Aug 27, 2016 at 6:40 am Reason: Closed duplicate account
Aug 26, 2016, 7:44 pm
#2
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,956
Welcome to Flyertalk. American Express issues cards in many countries. If you are referring to the USA:
All benefits are identical except:
- Annual fee is the same: $450.
- Supplementary Business Platinum cards are more expensive: $300/yr/each vs Personal $175/yr/three.
- Business card is based on personal credit, but account does not appear on personal credit reports (unless default)
- Business Platinum does not offer Contactless payment option
All benefits are identical except:
- Business offers 30% refund on Pay-with-Points airline tickets purchased from same domestic airline selected for Airline Fee Reimbursement. This makes the points worth $0.014+/each.
- Business Platinum includes 10 GoGo WiFi sessions per year
- Business cards participates in OPEN Savings
Aug 27, 2016, 4:12 am
#4
Join Date: Aug 2001
Posts: 110
Welcome to Flyertalk. American Express issues cards in many countries. If you are referring to the USA:
All benefits are identical except:
- Annual fee is the same: $450.
- Supplementary Business Platinum cards are more expensive: $300/yr/each vs Personal $175/yr/three.
- Business card is based on personal credit, but account does not appear on personal credit reports (unless default)
- Business Platinum does not offer Contactless payment option
All benefits are identical except:
- Business offers 30% refund on Pay-with-Points airline tickets purchased from same domestic airline selected for Airline Fee Reimbursement. This makes the points worth $0.014+/each.
- Business Platinum includes 10 GoGo WiFi sessions per year
- Business cards participates in OPEN Savings
Thanks Mia, this is exactly what I needed. I thing the additional charge for me makes it an easy decision to go with the personal. I have avoided upgrading to platinum for 16 years from gold rewards because it is triple the $150 I am paying, not to mention I get free additional cards. But some of the benefits, like luggage and airline fees cover the gap.
Thanks again
Aug 27, 2016, 6:39 am
#5
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,956
Business Platinum is the best value is you need only one card. If you need additional cards it depends on the color:
Personal Platinum:
Supplementary Platinum - $175/year/3
Supplementary Gold - $45/year/5
Supplementary Green - Free (undocumented)
Business Platinum:
Supplementary Platinum - $300/year/each
Supplementary Gold - $45/year/each
Supplementary Green - Free
Supplementary cards earn points at the same rate as the parent Platinum card. Example: supplementary Gold cards are not Premier Rewards Gold cards.
Personal Platinum:
Supplementary Platinum - $175/year/3
Supplementary Gold - $45/year/5
Supplementary Green - Free (undocumented)
Business Platinum:
Supplementary Platinum - $300/year/each
Supplementary Gold - $45/year/each
Supplementary Green - Free
Supplementary cards earn points at the same rate as the parent Platinum card. Example: supplementary Gold cards are not Premier Rewards Gold cards.
Aug 27, 2016, 2:00 pm
#7
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,956