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AMEX Delta Platinum Card cancellation

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Old Aug 14, 2016, 2:29 pm
  #1  
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Join Date: May 2007
Location: Chicago, IL
Programs: UA,AA,Marriott Platinum
Posts: 329
AMEX Delta Platinum Card cancellation

Is there a way to downgrade this card to a no fee option and get some of the pro-rated credit back? I have second thoughts about paying the $195 annual fee on this card....

if I don't have to, I do not want to cancel the card since I just got this a couple of months ago, but I am paying AF on too many cards. Can I safely cancel less than 1 year into without getting on some sort of "black list"? I already know that 1/lifetime limit.

I always keep all my cards at least 1 year, so this may be a newb question for some.
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