Amex statement closing dates and posting dates
#1
Original Poster




Join Date: Sep 2005
Programs: Northwest, United
Posts: 3,351
Amex statement closing dates and posting dates
I'm looking for a reliable predictor of how Amex dates the posting for charges that hit over a holiday weekend, and also how they adjust statement closing dates when the regular statement closing date would hit on a holiday weekend.
For example, on my SPG card, the statement typically closes on the 2nd of every month - but in some months, when the 2nd falls on a weekend day, the statement actually closes a day or two earlier.
I'm trying to time a large purchase (down payment on a new car), and will be making the purchase on or around the 2nd of the month (in this case, July 2nd, a Saturday so not just on a saturday but both a saturday and a holiday weekend). I would rather that the charge hits my next/following statement, rather than on the statement that closes on the 2nd (that is, I'd rather have 6 weeks to pay that off, rather than 2 weeks). The goal is for the charge to post on the next statement .
Can anyone here articulate what the "rules" are for when statement closing dates move if they would otherwise fall on a holiday weekend?
Thanks.
For example, on my SPG card, the statement typically closes on the 2nd of every month - but in some months, when the 2nd falls on a weekend day, the statement actually closes a day or two earlier.
I'm trying to time a large purchase (down payment on a new car), and will be making the purchase on or around the 2nd of the month (in this case, July 2nd, a Saturday so not just on a saturday but both a saturday and a holiday weekend). I would rather that the charge hits my next/following statement, rather than on the statement that closes on the 2nd (that is, I'd rather have 6 weeks to pay that off, rather than 2 weeks). The goal is for the charge to post on the next statement .
Can anyone here articulate what the "rules" are for when statement closing dates move if they would otherwise fall on a holiday weekend?
Thanks.
#3


Join Date: Jul 2012
Location: RDU
Programs: DL(PM), UA(Silver), AA(EXP) Marriott(Ti), HH(Gold), Hertz(PC)
Posts: 2,927
#4
Join Date: Sep 2015
Location: flyover country
Posts: 2,857
#5


Join Date: Jul 2012
Location: RDU
Programs: DL(PM), UA(Silver), AA(EXP) Marriott(Ti), HH(Gold), Hertz(PC)
Posts: 2,927
#6
Flyertalk Posting Legend Moderator: Credit Card Programs, American Express, Capital One, Chase, Citi, Diners Club, Eco Travel, Signatures




Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA, IHG & Marriott Platinum; DL & HH Gold
Posts: 51,887
Chase also shows the Next Closing Date online. As far as I know it is always the same, they do not adjust for weekends or holidays. Be aware that the date shown is often inaccurate for the first statement on a new account -and- an the first statement after a billing cycle date change has been requested.
#7
Join Date: Sep 2015
Location: flyover country
Posts: 2,857
Thank you, fliesdelta, for the info on Citi.
Thank you, mia, for the reminder about Chase. I stopped checking because the date seemed constant, which is even better than providing the next closing date online. It's good to know the limitation on a new account or an account with a changed cycle period. (So far, I have not asked for a cycle period to be changed, and I'll probably forget your warning by the time I do.)
Thank you, mia, for the reminder about Chase. I stopped checking because the date seemed constant, which is even better than providing the next closing date online. It's good to know the limitation on a new account or an account with a changed cycle period. (So far, I have not asked for a cycle period to be changed, and I'll probably forget your warning by the time I do.)
#8




Join Date: Dec 2015
Posts: 644
Trying to avoid starting a new thread. Anybody have a hack for how to get points for the current cycle to post sooner? I'm trying to convert a pile of starwood points to AA to take advantage of the bonus and have 100,000 points posting between September 17-19. Transfer bonus ends September 14th...
#9
Flyertalk Posting Legend Moderator: Credit Card Programs, American Express, Capital One, Chase, Citi, Diners Club, Eco Travel, Signatures




Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA, IHG & Marriott Platinum; DL & HH Gold
Posts: 51,887
Are the points already shown as pending? (Only applies to Membership Rewards).
Are these bonus points for opening a new account? (Posting dates of bonus points not necessarily related to statement date.)
#10




Join Date: Dec 2015
Posts: 644
Starpoints from actual spend. Not bonus points.


