Keep one Amex card or close it or something else
Apr 5, 2012, 11:25 am
#1
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Join Date: Jan 2010
Programs: AA BA CO DL UA US
Posts: 815
Keep one Amex card or close it or something else
Wife's PGR is almost due for the $175 renewal. She hasn't spend much money on it, so there will be no retention bonus. All her MR points have been transferred to airline. This PGR is her only Amex card. Here are the choices I can think of:
1) close PGR - downside is no more card with Amex. Credit history will show short holding period.
2) get any current Amex offers - nothing really good out there. She does not want to get the Platinum (or MB Plat) with 50,000 points and $450/$475 annual fee. Delta Amex offer is only for 35,000 miles with $750 spend.
Are there other choices or consideration?
1) close PGR - downside is no more card with Amex. Credit history will show short holding period.
2) get any current Amex offers - nothing really good out there. She does not want to get the Platinum (or MB Plat) with 50,000 points and $450/$475 annual fee. Delta Amex offer is only for 35,000 miles with $750 spend.
Are there other choices or consideration?
