When is the last day to avoid the renewal annual fee?
Jan 18, 2012, 3:11 am
#2
Join Date: Feb 2009
Location: DEN
Programs: Hyatt Globalist, Bonvoy Titanium, CX DM, SQ Gold
Posts: 1,607
Not sure but it's a moot point because they generally give you a pro-rated refund if you cancel mid-term.
Like if you just paid 450 USD in February 2012 for the coming 12 months and you cancel in March 2012 you don't lose the 450 USD. You will get a refund of $412.50.
Like if you just paid 450 USD in February 2012 for the coming 12 months and you cancel in March 2012 you don't lose the 450 USD. You will get a refund of $412.50.
Jan 18, 2012, 7:25 am
#3
Join Date: Jul 2004
Programs: Priority Club Platinum & Ambassdor, Hilton Honors Diamond, SPG Gold, Marriott Gold
Posts: 505
Just check to see when you were 1st changed the $450 annual fee for opening the account and it should be exactly 1 year later. You should be able to review all transactions in 2011.
I got the card and was charged annual fee on 1/12/11 and they told me I would be charged next fee on 1/12/12. But I canceled on 1/11/11!
I got the card and was charged annual fee on 1/12/11 and they told me I would be charged next fee on 1/12/12. But I canceled on 1/11/11!
Jan 18, 2012, 3:45 pm
#5
Join Date: Aug 2011
Posts: 32
Not sure but it's a moot point because they generally give you a pro-rated refund if you cancel mid-term.
Like if you just paid 450 USD in February 2012 for the coming 12 months and you cancel in March 2012 you don't lose the 450 USD. You will get a refund of $412.50.
Like if you just paid 450 USD in February 2012 for the coming 12 months and you cancel in March 2012 you don't lose the 450 USD. You will get a refund of $412.50.
Does anyone know for certain, if my $450 fee is charged on, say, February 15th, exactly when I must cancel to have the fee fully reversed?
Jan 18, 2012, 7:11 pm
#6
Join Date: Jul 2011
Location: PHL
Posts: 353
Ultimately it doesn't matter.
They will send you a notice with your statement that you are being charged the next year's renewal. Included with this is a note that you can call anytime before paying your bill and cancel your card without having to pay any part of the fee.
Just wait until you get this notice and call immediately. You won't get billed extra and you don't need to try and figure out anything.
They will send you a notice with your statement that you are being charged the next year's renewal. Included with this is a note that you can call anytime before paying your bill and cancel your card without having to pay any part of the fee.
Just wait until you get this notice and call immediately. You won't get billed extra and you don't need to try and figure out anything.
Jan 18, 2012, 8:31 pm
#7
Join Date: Aug 2011
Posts: 32
Ultimately it doesn't matter.
They will send you a notice with your statement that you are being charged the next year's renewal. Included with this is a note that you can call anytime before paying your bill and cancel your card without having to pay any part of the fee.
Just wait until you get this notice and call immediately. You won't get billed extra and you don't need to try and figure out anything.
They will send you a notice with your statement that you are being charged the next year's renewal. Included with this is a note that you can call anytime before paying your bill and cancel your card without having to pay any part of the fee.
Just wait until you get this notice and call immediately. You won't get billed extra and you don't need to try and figure out anything.
Jan 19, 2012, 8:35 pm
#8
Join Date: Nov 2009
Location: Yellow Springs
Programs: AS 75k
Posts: 1,523
I'm not worried about getting billed extra - I'm trying to keep my Platinum benefits as long as humanly possible without paying an additional, second year fee (and understand when that will be when booking flights now). Are you saying the last day to refund the fee is the day your first statement that includes the fee is due?
Jan 20, 2012, 2:33 pm
#9
Join Date: Jul 2005
Posts: 1,077
Ultimately it doesn't matter.
They will send you a notice with your statement that you are being charged the next year's renewal. Included with this is a note that you can call anytime before paying your bill and cancel your card without having to pay any part of the fee.
Just wait until you get this notice and call immediately. You won't get billed extra and you don't need to try and figure out anything.
They will send you a notice with your statement that you are being charged the next year's renewal. Included with this is a note that you can call anytime before paying your bill and cancel your card without having to pay any part of the fee.
Just wait until you get this notice and call immediately. You won't get billed extra and you don't need to try and figure out anything.
And this is the same for Blue, Skymiles, Additional Cardholders Etc. In 30+ years of various AMEX cards, never an issue.
Jan 20, 2012, 2:33 pm
#10
Join Date: Nov 2010
Location: Bellingham, WA
Programs: AMEX Platinum, Delta Gold, Alaska Air MVP Gold
Posts: 449
Apr 22, 2012, 9:00 pm
#14
Join Date: Apr 2011
Location: Texas
Posts: 256
I just cancelled my Business Platinum card. At least for that card it was 60 days after renewal. Received my entire $395 back. Dumped the card when my grandfathering went away, and more importantly the additional card went from $200 to $300. Went to personal card, 3 additional cards for $175 vs 1 for 300. What was AMEX thinking?
Apr 26, 2012, 6:59 pm
#15
Join Date: May 2010
Posts: 542
I was billed the $450 renewal fee for my personal platinum card in March. I emailed Amex to find out how late I could cancel and still receive a full refund. The response I received was 3 months from the month when the annual fee was billed--in this case the June billing period.