AS BoA VISA Inactivity
Nov 13, 2020, 11:37 am
#1
Original Poster
Join Date: Apr 2017
Programs: AS 100k, DL PM, New Sagaya
Posts: 1,291
AS BoA VISA Inactivity
Didn't find a dedicated AS VISA thread so posting this as a new one.
I was just closing down some cards across different programs. When I got to BoA I closed a couple AS cards I have and kept one very old one open. The representative noted I was not using the card much and that BoA is getting more aggressive about closing accounts for inactivity. I am not sure if that is bluster to drive some spend to them. But to be safe I moved a small recurring charge to it. (This card is my oldest credit card, so I want to preserve that for credit score purposes.)
I was just closing down some cards across different programs. When I got to BoA I closed a couple AS cards I have and kept one very old one open. The representative noted I was not using the card much and that BoA is getting more aggressive about closing accounts for inactivity. I am not sure if that is bluster to drive some spend to them. But to be safe I moved a small recurring charge to it. (This card is my oldest credit card, so I want to preserve that for credit score purposes.)
Nov 13, 2020, 12:04 pm
#2
Join Date: Jul 2015
Location: San Francisco
Programs: UA MM Plat, UA 1MM, Hilton Lifetime Gold, Marriott Gold, Hertz Gold, CLEAR, AS MVP Gold
Posts: 3,620
Didn't find a dedicated AS VISA thread so posting this as a new one.
I was just closing down some cards across different programs. When I got to BoA I closed a couple AS cards I have and kept one very old one open. The representative noted I was not using the card much and that BoA is getting more aggressive about closing accounts for inactivity. I am not sure if that is bluster to drive some spend to them. But to be safe I moved a small recurring charge to it. (This card is my oldest credit card, so I want to preserve that for credit score purposes.)
I was just closing down some cards across different programs. When I got to BoA I closed a couple AS cards I have and kept one very old one open. The representative noted I was not using the card much and that BoA is getting more aggressive about closing accounts for inactivity. I am not sure if that is bluster to drive some spend to them. But to be safe I moved a small recurring charge to it. (This card is my oldest credit card, so I want to preserve that for credit score purposes.)
Nov 13, 2020, 12:35 pm
#3
A FlyerTalk Posting Legend, Moderator, Information Desk, Ambassador, Alaska Airlines
Join Date: Dec 2006
Location: FAI
Programs: AS MVP Gold100K, AS 1MM, Maika`i Card, AGR, HH Gold, Hertz PC, Marriott Titanium LTG, CO, 7H, BA, 8E
Posts: 42,953
Thanks for the heads up, not surprised BoA would be doing this with the current climate.
Nov 15, 2020, 8:34 pm
#4
Join Date: Feb 2006
Location: Verdi, NV, SFO & Olympic (aka Squaw )Valley.
Programs: Ikon Pass Full + AS Gold + Marriott Titanium + Hilton Gold. Recovering UA Plat. LT lounge AA+DL+UA
Posts: 3,823
I don't really get the Alaska Visa. The big benefits it offers are a) the $99 companion fare, b) free checked bags if you don't have elite status, and c) BofA has lots of civic organizations where it gets you free entry. I prefer the AS product to Hawaii, so keep it for the $99 companion fare and occasional free museum visit. Comparing this to my fancy United card or Amex Platinum? Silly. Just don't get why AS offers such a basic product with such mediocre customer service.
Nov 15, 2020, 10:11 pm
#5
Join Date: Jan 2020
Location: Eastern Shore of Lake Michigan; Formerly SEA
Programs: AS MVPG | oneworld Sapphire
Posts: 578
Didn't find a dedicated AS VISA thread so posting this as a new one.
I was just closing down some cards across different programs. When I got to BoA I closed a couple AS cards I have and kept one very old one open. The representative noted I was not using the card much and that BoA is getting more aggressive about closing accounts for inactivity. I am not sure if that is bluster to drive some spend to them. But to be safe I moved a small recurring charge to it. (This card is my oldest credit card, so I want to preserve that for credit score purposes.)
I was just closing down some cards across different programs. When I got to BoA I closed a couple AS cards I have and kept one very old one open. The representative noted I was not using the card much and that BoA is getting more aggressive about closing accounts for inactivity. I am not sure if that is bluster to drive some spend to them. But to be safe I moved a small recurring charge to it. (This card is my oldest credit card, so I want to preserve that for credit score purposes.)
Nov 16, 2020, 6:22 am
#7
Join Date: Jan 2020
Location: Eastern Shore of Lake Michigan; Formerly SEA
Programs: AS MVPG | oneworld Sapphire
Posts: 578