Scheme or no, should the bank have TOLD people it was gonna change its policies or not? There are those still working hard to try to find out what ever happened in the way of USPS money orders and the good ole' BofA...
Were they... ETHICAL? or just shutting off a dripping valve that we happened to find first?
Hmmm...
I wrote (as did others) a few letters to them and have yet to hear back but some people have heard back. Would you like to read my letter? If so, please email me for a copy of it. Some people then got miles as a result of their writings and calls (back logged ones) and still do get them, and some did not get anything. Sounds like the Sapranos are running the place over there.
Oh well, but you are right, no need to open THAT can of worms. It (that whole BofA very LEGAL "scheme") actually was noticed by WSJ on the other forum,
www.frequentflier.com, BTW.
As for returning things for cash and all that, it is STILL what is legit in some stores today so unless they change their own rules to make better security on these things (if they even matter to them) then we mile-mongers will and should find the chances to earn! Deals change and we live with that. Here is one that works in our favor for a while. If 'it stops,' so be it.
Yet, I ask, why is it 'wrong' or 'unethical' when a customer 'finds' or does a 'thing' and not wrong when a store (or a bank) does --or fails to do a 'thing?'
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If speed is not your thing, distance may as well be. Enjoy and embrace it all!