bummer. does that mean we'd have nothin to talk about over coffee?
anyway, I suggest possibly revisiting your selections to ANYTHING point/mile more frequently than just once a year--for what it's worth. Thes programs and policies are changing faster than a NBA basketball game's late 4th quarter score!
If it were morning coffee I can't talk intelligently about anything - much less credit cards!
Good suggestion - and it is one of those things -I know I should, I say I will - and then I don't. Perhaps starting this thread is the beginning of actual effort versus merely good intentions - especially with all the great information that is being shared.