Originally Posted by
WBrookSoxfan
I'm sorry for my ignorance here but what exactly does that mean, "15 nights credit every year"? As I said, I'm new at this.

..first major credit card.
It is 15 nights credit towards the Elite levels - Silver , Gold or Platinum
details here:
http://www.marriott.com/rewards/member-benefits.mi
so the premium credit card would give you 15 night credits making you an automatic silver