Originally Posted by
mario33
I believe you will be hit with double service fee (by the local bank and also by Citibank) and you wont know the exchange rate used at time of transaction.
1. Never had a double service fee, lucky me?
2. Factoring a small service fee (usually about US$1.20-$1.60), the math says I still get pretty close to what it would be for citi atm and/or money exchanger....unless of course you're going to take out more than a few hundred dollars, then maybe the difference goes to $5!
If you want to pay for tuk tuk or taxi to go to citi-atm, i think you'll end up paying more...but the locals will be extremely thankful for your business!