Originally Posted by
Recreation
A watch out: While most personal policies have adequate collision coverage, from what I've read, a big gap is coverage to recoup revenue lost when a damaged car is taken out of circulation to be repaired. This can run into thousands of dollars so make sure that your policy covers that.
Your absolutely right, and most people are not aware of this. Your rental contract holds you responsible for "loss of revenue" while the smashed up vehicle is out of service being repaired. And the rental company almost always collects on this. I'm not really sure if Amex covers this or not.