Does anyone have much info on this card? I currently have the Merrill Lynch Visa and have been happy with it for a few years, but the fact that it doesn't auto synch up with MS Money is starting to get on my nerves, so I'm looking for a different 'every day' credit card.

1. My Schwab accounts synch up automatically with MS Money so I have to imagine this one does too. But can someone confirm this?
2. They mention on their site that it's a 1% reward (1 point per $1 -> 10,000 points per $100), but what $100 is this towards? Is it only towards reward cards, and what companies do they have cards with?
3. What about point expiration?
4. What are their "major" US Airlines, and does this mean international flights, just has to be on a US based airline?
5. If you have a Schwab checking account with them too, can you do an immediate transfer to pay off the balance each month?

I understand I could call them and ask these questions, but I thought someone on here might have better first hand knowledge. Thanks!