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Old Aug 15, 2007 | 6:10 pm
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Sarah DDS
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Originally Posted by biggestbopper
Could be a violation of the Fair Credit Billing Act which requires issuer to grant temp credit unless billing error dispute can be immediately resolved.

You did dispute in writing, as a billing error, to billing error address, didn't you.
Sounds like a simple item return, rather than a billing dispute.
Also, OP misrepresents Capital One's forex charge. Cap1 eats the Visa/MC 1%.
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