ok..so I'm sitting here thinking whether I should make a new credit card or not. I currently have a KE Skypass Visa Signature to keep my MorningCalm(SkyTeam elite) status, and Citi Dividend Platinum Select Visa for online purchases since I often make online purchases through its Bonus Cash center. I also have a Amex SPG card for trips to vegas or other places. The total credit limit is about forty grand including the revolving credit limit of Visa Sig. As you see, I don't have a MasterCard yet, so I was looking through no-annual fee cards with large benefits and found Saks World Elite MasterCard. But since I already have enough cards for travel services and online purchases, I'm not so sure if I should apply for this card. Most of the similar services are already offered on the Visa Sig and SPG card, but there are some benefits that stand out; complimentary business class companion ticket and PriorityPass lounge access for $24 seem quite appealing for a no-annual fee card. Now the question I want to ask is..should I make the card to increase my overall credit limit? or would you recommend some other cards? (btw here are list of cc I've used and cancelled: Amex Blue Cash, CapitalOne Plat, a BofA alumni card. I'm an undergraduate and don't have a family to support, so BC wasn't the card for me).