I know this isnt really a "miles" question, but from what I can see, most people here are well versed in this topic.

Can somebody recommend a good cash-back visa/MC card? Here are my criteria:

- Monthly or quarterly cashback (The Amex cashback seems to give a yearly refund... somebody please correct me if I have misunderstood).
- A low % on foreign currency charges
- no limit/maximum on the cashback

One additional question: Does anybody know of any limits in terms of "loading" a card with cash? Our situation is that many of our vendors take Visa/MC/Amex. We can spend $50k per month with one vendor. Of course, no Visa will have a $50k limit. So we would pay $50k onto the visa and then ask the vendor to charge the visa. Would that work OK with a cashback card?

Basically, I have so many points (Membership Rewards, Starpoints, Delta, etc) already that I'm looking for ways now just to get cash instead of points. Let's face it, at the end of the day cash is the most flexible type of "points" out there...

Thanks
Ron