Bummer. But take heart: Creditors are primarily interested in a customers most recent 2 year (24 month) credit history: as long as you have other cards older than 2 years, you may close the account you've had open for several years without fear of negative impact. It's a "But what have you done for me lately?" mentality. I.E.: An account that you kept open in good standing for ten years, but closed ten years ago, doesnt mean zip to them. They mostly want to see what you've been doing over the last 2 years. That's what matters now.