this was from http://www.kiplinger.com/features/ar...dit.html#auto:

The Texas Department of Insurance conducted its own study in 2004 to see if there really was a correlation and came to the same conclusion. After studying the claims records of two million insurance policies, the insurance department found "the difference in claims experience by credit score was substantial," according to the regulator's report. The 10% of policyholders with the worst credit scores had 1.5 to 2 times more claims than the 10% of policyholders with the best credit scores. Drivers with the best credit scores were involved in about 40 percent fewer accidents than those with the worst credit scores.

I'm all for it. It will lower my rates because I have good credit scores.