It doesn't seem to bad of a deal, because of the trip cancellation insurance, which can be expensive. It still seems way too high thoguh, but nothing I would cry much about. If I were you, I'd just leave the trip cancellation if your plans aren't really going to change much. Airlines cover cancellations due to death in the family or other emergencies, so it's not very useful unless it's you choosing to cancel the trip

You would be better off heading into the Co-Operator's offices, or Wawanesa. Check with the people who do your auto/home insurance, they can often give you a substantial discount for being a auto or home customer.

Hope this helps..