Welcome to FlyerTalk Fairway911 GRR.
I am sure that you will make all the other GRR posters pleased that they have another member from that area.
As to the answer for your question from only my perspective it appears that some people in the world feel they are owed a living. Of course my answer to that is the same as my Daddy used to say to me "I would rather owe it to you than cheat you out of it."