Originally Posted by Beckles
Unless you don't plan on actually using the card every month, I would have taken the 10,000 points considering you can convert 10,000 points to $120 in cash basically (10,000 points x 1.25 cents/point credit against a charge - $5.00 fee = $120).
Ineresting. I did not know that points could be used in such a way. Oh well, good to know for next year. Thanks for the tip.