Platinum insurance summary
Here is a short summary for Platinum cards. For Classic cards, I think cover is the same, but with lower amounts.
So you dont have to use your BA AMEX Premium Plus to pay for your tickets with BMI, and you can use your BMI credit card (and save £4.95 credit card fee!): they have nearly the same travel inconvenience benefits... for free...
----
ADDITIONAL BENEFITS
Automatic Insurance Cover
If you're planning a trip, whether business or pleasure, your card puts you in control of the unexpected. You'll always be prepared when you carry your MBNA Platinum Card.
Return to top
Travel Accident Insurance
When you use your MBNA Platinum Card to pay for travel fares in full, you are covered for up to £250,000 should you have an accident whilst travelling on qualifying forms of transport. This valuable protection gives you peace of mind whilst travelling and is FREE and AUTOMATIC, with no forms to fill in and no hidden costs! For a complete description of the Terms and Conditions, please refer to the Certificates of Insurance booklet enclosed with your MBNA Platinum Card.
Terms and conditions apply to all free card insurances.
Return to top
Travel Inconvenience Insurance
When you have paid in full for your travel tickets using your MBNA Platinum Card, you are covered for certain situations which commonly occur whilst travelling. If your flight, ferry or train is delayed for eight hours or more, you will be provided with up to £250 for meals, accommodation or additional travel expenses. You may also receive up to a further £500 if your luggage is delayed for more than 48 hours. Whether your trip is for business or pleasure, this additional benefit is designed to give you extra peace of mind.
Terms and conditions apply to all free card insurances.
Return to top
Supplemental Lost Luggage Insurance
Losing your luggage can turn a holiday into a nightmare . . . or a business trip into an absolute disaster. When your travel ticket has been paid for in full with your MBNA Platinum Card, there is no need to worry about it. Your checked-in luggage is protected so that you may qualify for a reimbursement of up to £1,500. For a complete description, please refer to the Certificates of Insurance booklet enclosed with your MBNA Platinum Card.
Terms and conditions apply to all free card insurances.
Return to top
Emergency Travel Assistance
The very nature of an emergency means you need assistance - fast. And it also means you've very little control over what happens.
Not with your MBNA Platinum Card. It gives you automatic access to an Emergency Assistance Network that's at your service when you need it - with the kind of help you're most likely to want. We can provide legal and medical referrals and even arrange transport home in a medical emergency.
When you're faced with an emergency when you're travelling, remember we're here to help. This valuable service includes medical assistance and referral, legal referral, emergency translation services, emergency evacuation services, repatriation services and prescription assistance.
PLEASE NOTE: the free travel-related insurances are provided, where applicable, as additional benefits to your MBNA Credit Card at no extra cost. They are not designed as a replacement for full travel insurance. It is always important to have your own insurance each time you travel abroad.
Terms and conditions apply to all free card insurances.