i'm in the same boat no work travel so get miles just by using the credit card
good to hear people feel highly of them

i told direct merchants i was dumping them
and am paying off my balance
when i called the sales person said "we are webmiles" i just get bad vibes from direct merchants actually they were written up somewhere as one of the highest finance charge credit cards

webmiles says 2 more weeks for their credit card application

i suspect they were blind-sided by direct merchants on this one otherwise why wouldn't they have a replacement compnay waiting in the wings