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Thread: Adding new cards/cancelling- credit rating?
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Old Aug 7, 2006 | 6:58 pm
  #1  
kirkpt
 
Join Date: Jul 2006
Location: Western North Carolina
Programs: HH Diamond,Ambassador Club,Delta FF,USAIR FF
Posts: 237
Adding new cards/cancelling- credit rating?
We currently have about 4 credit cards? We pay off balances each month and never carry a balance.
My question is IF you apply for Credit cards to gain skymiles or hotel points and then cancel after you get the "freebies"; how does this effect your credit rating?

Does having a cc and then cancelling have any affect?
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