I have seached....if an answer to my question is here, I missed it.

I want to use A074800 CitiFinancial in Alaska in July. It does return the lowest rate.
Is there anything required of this code? Who is it intended for? I will be picking up two cars at 1am and sure do not want a problem.

The second choice would be D005297 Sports Assistance. The same question here?

I don't see any negative posts about either one being a problem..but maybe I am just missing them.