So I just talked to my insurance guy and he said that no company except USAA for the military provides liability insurance while driving outside the US or Canada. His understanding is that platinum cards provide no liability insurance either.

So it seems that every time I've rented a car internationally in the last 10 years I've been driving without insurance.

Now I'm looking at the Avis site and I don't even see any liability insurance offered? Anyone know what the deal is?