Originally Posted by bwelliott
My experience is that it takes the public at large several years to catch on to developing trends and purchasing patterns. As for the aversion to credit cards, I think it goes back to the fact that approximately 50% of people carry balances on their credit cards - they don't pay the balance in full each month. I guess they figure they don't need another credit card because they already can't pay off the charges they have incurred previously.
sad that this is so true. I too had some big balances but still at least got my miles!!
And then, during the height of all things gift cards, I was able to use their existence to pay down all my CCs and never owe fees at the end of each month! I simply paid peter with paul and "spun" the money and it wound down as I suplimented this with my income...
was worth all the work and I got a ton of cheap miles in the process!
MM