Originally Posted by exymer
I am as amazed as you are. I also am continually trying to get people to use no annual fee credit cards that get you 5% off of gas (15 cents/gallon!) and groceries. Most people figure their must be a catch so they don't bother. I think its the same attitude with FF programs. I will never understand.
My experience is that it takes the public at large several years to catch on to developing trends and purchasing patterns. As for the aversion to credit cards, I think it goes back to the fact that approximately 50% of people carry balances on their credit cards - they don't pay the balance in full each month. I guess they figure they don't need another credit card because they already can't pay off the charges they have incurred previously.