Dinosaur Hunter,
I agree, the Hilton Visa has a bad transfer ratio. I guess I meant to say the $Spent/AirMilesReward ratio for Hilton points was 1:<1. Thanks for the Yahoo/Amazon tip, though I'll keep seeking a no-fee Visa card that can directly transfer reward points into miles for multiple airlines. The possibility of a ClickMiles Visa CREDIT card would be just the answer (even if one had to transfer miles to Starwood first to expand ClickMiles' limited airline choices).