Originally Posted by ezmonee
Quite simply, the rental agreement (herewith "RA") is a contract between you and Cendant CRG, DBA as "Avis rent a car". Based on the information you provided, including the AWD, your rate and benefits were generated. If you provided false information within the RA, then you are by law in default contractually to the terms of the contract.
from the MRA (for perferred), which language is similar for the regular RA.
(Whether or not I accept LDW, or if LDW is not permitted, I am responsible for the Loss if I or any additional driver authorized or not (1) abuse the car or violate prohibited use or operation; (2) drive recklessly or while under the influence of alcohol or a controlled substance; (3) fail to promptly report an accident to the police and Avis; (4) fail to complete an accident report; (5) obtained the car through fraud or misrepresentation; (6) use the car for an illegal purpose; (7) operate the vehicle off paved roads; and (8) leave the car and fail to remove the keys or close and lock all doors, close all windows and the trunk and the car is stolen or vandalized. If my responsibility for loss or damage is covered by my own insurance or my charge card issuer, I will identify my insurer and policy number or card issuer and its insurer; I authorize you to collect the Loss directly from the insurer. I authorize you to collect the Loss from a third party responsible for the damage. You will refund any sum you collect above the Loss.
as "small" as it is, if you use an AWD for an association that you have no real affilation with, you "obtained the car [and its rates/coverages] through fraud or misrepresentation"
Sounds good, except ordinary persons cannot reasonably be held to know what's in the fine print. The minor transgression likely would be offset by the carrier not doing due diligence to verify that the customer is eligible for a discount. If this is really important to the carrier, they need to be more proactive, such as reading the contract terms to the customer before the customer signs.