Originally Posted by Kixo
While I don't advocate this practice, here's how Amex users have gotten the peace of mind of the primary rental car insurance coverage, without paying for it:
They would make the car reservation with the additional $24.95 fee for primary rental coverage. When they turned in the rental car, and if there were no accidents to claim, they would give another card (Visa, MC, etc.) for payment.
This has been discussed in some other forums, I beleive. Certainly that is a possibility but the problem with this practice is that sometimes you are not even aware of a damage and the company sends you a bill later on. Then what?