Originally Posted by sllevin
True, but I have other cards (Starwood AMEX) that does not cost $95/year. And my big expenses (air/hotel/car) are pretty much all universally AMEX. And again (this is for me) Starwood redemption is asgood as Diners (without the charges to redeem!).
My sacrifice is for primary coverage on domestic rentals. I'm just not sure that's worth $95/year. Perhaps if I'd had an accident that caused my insurance to pay out in the last 15 years I'd feel differently about having to make a claim against it, but right now I'm not so sure.
Admittedly, I made a lot from Diner's coverage including Ireland, and the loss of it makes me sad. It made Diner's a slam dunk no-brainer until now.
Steve
While I don't advocate this practice, here's how Amex users have gotten the peace of mind of the primary rental car insurance coverage, without paying for it:
They would make the car reservation with the additional $24.95 fee for primary rental coverage. When they turned in the rental car, and if there were no accidents to claim, they would give another card (Visa, MC, etc.) for payment.